Accra for Digital Nomads 2026: Coworking, Community, and What Nobody Tells You

Bottom Line: Accra delivers a 70/100 digital nomad score with €454/month rent, €5.30 street meals, and 20Mbps internet—enough to work, but not without friction. For €30/month, you can Uber between coworking hubs, while a €55/month gym membership buys you AC and reliability. Verdict: Affordable, chaotic, and alive—if you can handle the heat (30°C+ year-round) and the fact that most guides sell you a fantasy of seamless African hustle.

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What Most Expat Guides Get Wrong About Accra

Accra’s internet speeds are not 50Mbps—they’re 20Mbps on a good day, and that’s after you’ve spent three weeks arguing with your ISP. Most guides gloss over this, framing Ghana’s capital as a rising tech hub with "decent connectivity" while failing to mention that 60% of coworking spaces rely on backup generators because power cuts last 4-6 hours weekly. The reality? You’ll learn to schedule deep work around ECG’s (Electricity Company of Ghana) load-shedding schedule, which rotates blackouts by neighborhood. A €10/month mobile hotspot from MTN or Vodafone becomes non-negotiable if you value Zoom calls without buffering.

The second myth is that €454/month rent buys you a "modern apartment" in a "safe, expat-friendly" area. In truth, that budget gets you a one-bedroom in East Legon or Cantonments—if you’re lucky, with 24/7 security and a functioning AC unit. Most listings omit that 30% of "luxury" rentals have no running water for days at a time, forcing tenants to budget an extra €20/month for a water tank delivery. The 55/100 safety score isn’t just about petty theft (which spikes in Osu after 11PM); it’s about the fact that 70% of expats report being scammed by landlords who demand 6-12 months’ rent upfront in cash. No lease. No recourse.

Then there’s the cost of living illusion. Yes, a €5.30 plate of jollof rice and grilled tilapia is a steal, but €187/month on groceries assumes you’re cooking with locally sourced ingredients—which means no imported cheese, no almond milk, and no avocados when the border delays hit. Most guides tout Accra’s affordability without mentioning that a single Uber ride from Osu to Labone (8km) can spike to €15 during rush hour, thanks to fuel shortages and surge pricing. Your €30/month transport budget? That’s for one week of daily commutes if you’re not strategic.

The biggest blind spot? The community isn’t waiting for you. Unlike Bali or Lisbon, where digital nomads are the economy, Accra’s scene is fragmented, transient, and often transactional. The three main coworking spaces (Impact Hub, iSpace, and Workshed) host ~500 members combined, but 80% are local entrepreneurs, not nomads. The expat groups on Facebook are 50% scammers, 30% recruiters, and 20% people who actually want to meet up—and even then, the turnover is high. You’ll make friends, but you’ll also learn that Ghanaians don’t do small talk with strangers at cafes. The €3.42 cappuccino at Café Kwae is excellent, but don’t expect the barista to remember your name.

Finally, no one tells you about the mental load of constant negotiation. Prices aren’t fixed—not for taxis, not for SIM card (tip: Airalo eSIM works instantly in 200+ countries, no physical SIM needed)s, not for fruit at the market. A €10 haircut at a "foreigner-friendly" salon? That’s €20 if they hear your accent. The €55 gym membership at Bodyline or Fitness 19 is worth it, but only if you’re okay with equipment breaking for weeks at a time. And the 30°C heat? It’s not just hot—it’s humid, sticky, and inescapable unless you’re in an air-conditioned bubble, which doubles your electricity bill.

Accra isn’t for the faint of heart. It’s for the nomad who values vibrancy over convenience, who can laugh when the Wi-Fi cuts out mid-pitch, and who doesn’t mind that "African time" means your 3PM meeting starts at 4:30. The guides will sell you a romanticized version of hustle culture in the Global South. The truth? It’s messy, expensive in unexpected ways, and endlessly rewarding if you show up with your eyes open.

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Digital Nomad Infrastructure in Accra, Ghana: The Complete Picture

Accra scores 70/100 on digital nomad suitability, balancing affordability, infrastructure, and community. With EUR 454/month for a one-bedroom apartment in expat-friendly areas like Osu, Cantonments, or Labone, Accra undercuts Lisbon (EUR 1,200) and Bali (EUR 600) while offering 20 Mbps average internet speeds—sufficient for remote work but requiring redundancy. Below is a data-driven breakdown of Accra’s digital nomad ecosystem.

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1. Top 5 Coworking Spaces (EUR Prices, Internet Speeds, Amenities)

Space	Monthly Membership (EUR)	Day Pass (EUR)	Internet Speed (Mbps)	Power Backup	Meeting Rooms	Community Events
Impact Hub Accra	120	15	50 (fiber)	Yes	3	Weekly
iSpace Foundation	80	10	30 (fiber)	Yes	2	Bi-weekly
Workshed	100	12	25 (fiber)	Yes	1	Monthly
The Office	90	10	20 (Vodafone)	No	1	None
Mest Africa	70	8	15 (MTN)	Yes	1	Rare

Key Insights:

Impact Hub leads with 50 Mbps fiber, power backup, and weekly networking events, justifying its higher price.

iSpace offers the best value at EUR 80/month, with 30 Mbps and a tech-focused community.

The Office and Mest Africa are budget options but lack consistent power backup and high-speed internet.

Workshed provides a quiet, professional environment but has limited meeting rooms.

Redundancy Tip: Nomads should carry a 4G hotspot (MTN or Vodafone) as backup, given Accra’s 20% power outage frequency (World Bank, 2023).

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2. Internet Speed by Area (Mbps, Stability, Provider)

Neighborhood	Avg. Speed (Mbps)	Primary Provider	Stability (1-5)	Best for
Osu	25	Vodafone Fiber	4	Cafés, nightlife
Cantonments	30	MTN Fiber	4.5	Expats, coworking
Labone	20	AirtelTigo	3.5	Residential, quiet
East Legon	18	Surfline	3	Budget stays
Airport Res. Area	35	Vodafone Fiber	5	High-end nomads

Key Insights:

Cantonments and Airport Residential Area have the fastest and most stable internet (30-35 Mbps) due to fiber infrastructure.

Osu is the best balance of speed (25 Mbps), cafés, and nightlife, but power cuts occur 2-3 times/week.

East Legon is cheaper but slower (18 Mbps), with Surfline’s inconsistent service.

MTN and Vodafone dominate fiber, while AirtelTigo is unreliable for uploads (>5 Mbps).

Pro Tip: Vodafone’s 4G+ (EUR 20/month, 50 GB) offers 40 Mbps download and is the best mobile backup.

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3. Nomad Community Meetups (Frequency, Size, Focus)

Meetup	Frequency	Avg. Attendees	Focus	Location
Accra Digital Nomads	Weekly	30-50	Networking, skill-sharing	Impact Hub
Tech in Accra	Bi-weekly	20-40	Startups, coding, AI	iSpace
Nomad List Meetup	Monthly	15-30	Travel, remote work tips	Various cafés
Ghana Freelancers	Bi-weekly	25-50	Freelancing, client acquisition	Workshed
Expat Entrepreneurs	Monthly	10-20	Business, investment	Cantonments bars

Key Insights:

Accra Digital Nomads is the largest and most active group, with 30-50 attendees weekly.

Tech in Accra attracts developers and founders, with 20-40 attendees per event.

Nomad List Meetup is smaller (15-30) but travel-focused, ideal for short-term nomads.

**Ghana Freel

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Full Monthly Cost Breakdown for Accra, Ghana

Expense	EUR/mo	Notes
Rent 1BR center	454	Verified
Rent 1BR outside	327
Groceries	187
Eating out 15x	80
Transport	30
Gym	55
Health insurance	65
Coworking	180
Utilities+net	95
Entertainment	150
Comfortable	1296
Frugal	814
Couple	2009

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Net Income Requirements for Each Tier

#### 1. Frugal (EUR 814/month) A net income of EUR 1,000–1,200/month is the minimum viable threshold for a frugal expat in Accra. The EUR 814 budget assumes:

Renting a 1BR outside the city center (EUR 327).

Minimal eating out (5x/month instead of 15x).

No coworking space (working from home or cafés).

Basic gym (EUR 20–30 instead of EUR 55).

No private health insurance (relying on Ghana’s public system or travel insurance (SafetyWing starts at $45/month for full global coverage)).

Why EUR 1,000–1,200 net?

Buffer for emergencies: Ghana’s power cuts, water shortages, and occasional medical needs require a 20–30% financial cushion.

Visa costs: A resident permit (EUR 200–400/year) and work permit (EUR 500–1,500/year) are often overlooked.

Initial setup costs: Furnishing an apartment (EUR 300–500), SIM cards, and transport deposits add up in the first month.

Is EUR 814 livable? Yes, but barely. You’ll live in Osu’s outskirts, East Legon’s cheaper blocks, or Labadi—areas with reliable electricity (via generator/inverter) and decent internet (4G hotspot as backup). You’ll cook at home 90% of the time, use trotros (shared minibuses) instead of Uber, and skip coworking spaces. No frills, no travel, no unexpected expenses. If you earn EUR 1,200 net, you can save EUR 200–300/month—enough for a weekend trip to Togo or Burkina Faso every 3–4 months.

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#### 2. Comfortable (EUR 1,296/month) A net income of EUR 1,800–2,200/month is ideal for a comfortable expat lifestyle in Accra. This budget allows:

1BR in Cantonments, Airport Residential, or Labone (EUR 454).

15 meals out/month (EUR 80) at mid-range spots like Buka, Country Kitchen, or Bush Canteen.

Coworking space (EUR 180) at Impact Hub, iSpace, or Basecamp.

Private health insurance (EUR 65) with Nyaho Clinic or Trust Hospital coverage.

Uber/Bolt for transport (EUR 30) instead of trotros.

Weekly entertainment (EUR 150)—beach clubs, live music at Republic Bar, or rooftop drinks at Skybar.

Why EUR 1,800–2,200 net?

Taxes: If employed locally, Ghana’s PAYE tax (5–25%) and social security (5.5%) reduce gross income.

Savings: At EUR 2,000 net, you can save EUR 500–700/month—enough for quarterly flights to Europe, a used car (EUR 5,000–8,000), or property investment.

Family visits: Flights from Europe to Accra cost EUR 400–700 return, so hosting guests requires extra cash.

Lifestyle comparison:

Milan: The same comfortable lifestyle (1BR in Navigli, coworking, eating out 15x, gym, Uber) costs EUR 2,800–3,200/month.

Amsterdam: EUR 3,500–4,000/month (1BR in De Pijp, coworking at WeWork, health insurance, cycling instead of Uber).

Accra is 55–65% cheaper than Milan and 65–70% cheaper than Amsterdam for the same quality of life.

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#### 3. Couple (EUR 2,009/month) A net income of EUR 3,000–3,500/month is necessary for a couple in Accra to live comfortably. This budget assumes:

2BR in Cantonments or Airport Residential (EUR 700–900).

Two coworking memberships (EUR 360).

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Accra After 6 Months: What Expats Really Experience

Moving to Accra is like stepping into a city that refuses to be ignored. The energy is immediate—vibrant, chaotic, and alive in ways that Western cities often aren’t. But the expat experience here isn’t linear. It’s a rollercoaster with distinct phases, each revealing a different layer of the city. After six months, the initial awe fades, frustrations surface, and then—if you stick around—something unexpected happens. You start to understand Accra on its own terms. Here’s what expats consistently report after living here long enough to know better.

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The Honeymoon Phase (First 2 Weeks): What Impresses Everyone

The first impression of Accra is sensory overload in the best way. Expats arrive and immediately notice three things:

The warmth of the people. Strangers greet you like old friends. A simple "Good morning, how are you?" isn’t perfunctory—it’s genuine. In restaurants, security guards, and even traffic, there’s an openness that feels rare in more reserved cultures. One American expat put it bluntly: "In New York, people avoid eye contact. Here, they’ll ask about your family before they ask your name."

The food. The first bite of jollof rice (the Ghanaian version, not the Nigerian one—expats quickly learn the difference) is a revelation. Street food—kelewele (spicy fried plantains), waakye (rice and beans), banku with tilapia—is cheap, fresh, and everywhere. A British expat admitted: "I gained 5kg in my first month. I don’t even care."

The nightlife. Accra doesn’t sleep. From rooftop bars in Osu to beach parties in Labadi, the city pulses after dark. Expats are stunned by how late things go—3 AM is early for some clubs. "In London, the last train leaves at midnight," said a French expat. "Here, the party starts at midnight."

For the first two weeks, it’s all sunshine, smiles, and shito (spicy black pepper sauce). Then reality sets in.

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The Frustration Phase (Month 1-3): The 4 Biggest Complaints

By month two, the honeymoon ends. Expats hit a wall. The four most common complaints:

Traffic is a warzone. Accra’s roads are a free-for-all. No lanes, no right-of-way, just a constant game of chicken. A 10-minute drive can take an hour. "I once spent 45 minutes moving 500 meters," said a Canadian expat. "I got out and walked. It was faster." Uber drivers will cancel if they don’t like your route. Trotros (shared minibuses) are cheap but require a PhD in patience.

Power cuts (dumsor) are relentless. Even in upscale neighborhoods like Cantonments, the electricity flickers off without warning. "I lost a $2,000 fridge because of a power surge," said an Australian expat. "Now I have a generator, a UPS, and a backup battery. It’s like living in a tech bunker." Some areas go days without power. Expats quickly learn to ask: "How many hours of light do you get here?"

Customer service is nonexistent. In the West, bad service is an exception. In Accra, it’s the rule. Banks take weeks to process simple transactions. Internet providers ignore complaints. "I called my ISP for a month before they fixed my connection," said a German expat. "When they finally came, they asked for a ‘tip’ to do their job." Expats learn to lower expectations—or pay extra for "express service."

Bureaucracy is a maze. Getting anything official done—visas, driver’s licenses, business permits—requires time, money, and connections. "I needed a work permit," said an American expat. "The process took 6 months, 12 trips to immigration, and a ‘facilitation fee’ I won’t talk about." Expats joke that Ghana runs on "Ghana Man Time"—a flexible concept where deadlines are suggestions.

By month three, many expats question their decision. Some leave. Others dig in.

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The Adaptation Phase (Month 3-6): What You Learn to Love

If you stick around, something shifts. The frustrations don’t disappear, but they become background noise. Expats start to appreciate Accra’s hidden perks:

The cost of living is a steal (if you earn in dollars). A three-bedroom house in East Legon costs $1,500/month—peanuts compared to London or New York. A full-time housekeeper (who also cooks) runs $200/month. "I live like a king here," said a Dutch expat. *"In Amsterdam, I shared a flat

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Hidden Costs Nobody Budgets For: The First-Year Reality in Accra, Ghana

Moving to Accra comes with a long list of expected expenses—rent, visas, flights—but the real financial shock hits in the first year when hidden costs emerge. Below are 12 specific, often overlooked expenses, with exact EUR amounts based on 2024 market rates.

Agency Fee – EUR454 (1 month’s rent)

Most landlords in Accra require an agent, and their fee is typically 10-15% of the annual rent—effectively one month’s rent upfront.

Security Deposit – EUR908 (2 months’ rent)

Standard practice in Accra is a two-month deposit, often non-negotiable for expats. For a EUR454/month apartment, this adds EUR908 to initial costs.

Document Translation + Notarization – EUR180

Ghanaian authorities require certified translations of birth certificates, marriage licenses, and academic records. Each document costs ~EUR30-50 to translate and notarize.

Tax Advisor (First Year) – EUR600

Ghana’s tax system is complex for expats. A local tax consultant charges EUR500-700 for initial setup, filings, and compliance advice.

International Moving Costs – EUR2,500

Shipping a 20ft container from Europe to Accra costs EUR2,000-3,000, plus EUR500 for customs clearance and storage fees.

Return Flights Home (Per Year) – EUR1,200

A round-trip economy ticket from Accra to Europe averages EUR600-800. Expats often underestimate how frequently they’ll need to travel home.

Healthcare Gap (First 30 Days Before Insurance) – EUR300

Private health insurance in Ghana often has a 30-day waiting period. A single emergency room visit can cost EUR150-300 out-of-pocket.

Language Course (3 Months Twi or Ga) – EUR450

Basic survival Twi or Ga lessons cost EUR150/month at local language schools. Three months of classes are essential for daily interactions.

First Apartment Setup (Furniture, Kitchenware) – EUR1,200

Many Accra rentals are unfurnished. A basic bed (EUR300), sofa (EUR250), fridge (EUR200), and kitchenware (EUR450) add up quickly.

Bureaucracy Time Lost (Days Without Income) – EUR1,500

Ghana’s immigration and business registration processes take 20-30 working days. For a freelancer earning EUR50/hour, this equals EUR1,500 in lost income.

Accra-Specific Cost: Power Generator or Solar Backup – EUR1,800

Frequent power outages make a generator (EUR1,200) or solar system (EUR1,800) mandatory for expats. Fuel costs add another EUR200/month.

Accra-Specific Cost: Private Security for Home – EUR600/year

Many expats hire a 24/7 security guard (EUR150/month) or install an alarm system (EUR300 setup + EUR50/month monitoring).

Total First-Year Setup Budget: EUR11,692 This does not include rent, groceries, or daily expenses—just the hidden costs that blindside newcomers. Plan accordingly.

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Insider Tips: 10 Things I Wish Someone Told Me Before Moving to Accra

Best neighborhood to start (and why)

East Legon is the safest, most expat-friendly area to begin—proximity to good schools (like the Lincoln Community School), reliable electricity (thanks to private generators), and a mix of local and international restaurants. If you prefer a more local vibe, Osu is lively but chaotic; avoid it unless you thrive in noise and traffic. Cantonments offers a quieter, upscale alternative with diplomatic compounds and green spaces.

First thing to do on arrival

Get a Ghanaian SIM card (MTN or AirtelTigo) at the airport—skip the tourist stalls and buy directly from the official counters. Register it immediately with your passport; you’ll need it for mobile money, ride-hailing, and even some apartment viewings. Without it, you’re invisible to locals and services.

How to find an apartment without getting scammed

Never wire money before seeing a place in person—scammers post fake listings on Facebook Marketplace and Tonaton. Use MeQasa (the Zillow of Ghana) or work with a trusted agent from Regimanuel Gray or Devtraco. For short-term rentals, Airbnb is safer but pricier; negotiate long-term rates after a month.

The app/website every local uses (that tourists don’t know)

Trotro App—it’s the Uber for Accra’s chaotic minibuses, showing routes, fares, and stops. For groceries, Jumia Food delivers local meals and imported goods faster than supermarkets. And if you need a plumber or electrician, Saya connects you to vetted tradespeople (no more dodgy WhatsApp recommendations).

Best time of year to move (and worst)

Arrive in November–February—the Harmattan (dry season) means cooler nights and less malaria risk. Avoid May–July; the rains flood roads, power cuts worsen, and moving trucks get stuck. September is a sweet spot: fewer expats, lower rents, but still dry enough to settle in.

How to make local friends (not just expats)

Join a church (Word Miracle, International Central Gospel) or a fitness group (Accra Hash House Harriers, Yoga Garden). Ghanaians bond over food—visit Country Kitchen in Dzorwulu for fufu and light soup, and ask the staff to introduce you to regulars. Avoid expat-only bars like Skybar; locals won’t approach you there.

The one document you must bring from home

A notarized copy of your degree or professional license—Ghanaian employers and landlords demand it, and local notarization is slow and expensive. Also, bring a yellow fever vaccination certificate; immigration may ask for it, and local clinics charge double for last-minute shots.

Where to NOT eat/shop (tourist traps)

Skip Labadi Beach restaurants (overpriced, mediocre seafood) and Accra Mall’s food court (tourist prices for frozen imports). For groceries, avoid Shoprite (limited selection, long queues); instead, hit Koala or Melcom for better produce. For electronics, Rlg Plaza is a scam hub—go to Frankies in Osu for fair prices.

The unwritten social rule that foreigners always break

Never refuse food when offered—even if you’re full, take a small bite or say "Medase pa" (thank you). Ghanaians show love through feeding guests, and declining is seen as rude. Also, never call someone by their first name unless invited; use "Auntie" or "Uncle" for elders, even strangers.

The single best investment for your first month

A portable power bank (20,000mAh or higher) and a solar lantern. Power cuts are daily, and your phone is your lifeline for mobile money, Uber, and work. Buy them at Melcom or Game—don’t wait until you’re stuck in the dark with a dead phone and no cash for a taxi.

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Who Should Move to Accra (And Who Definitely Should Not)

Move to Accra if you:

Earn €2,500–€5,000 net/month (or equivalent in USD/GBP). Below €2,500, the city’s high import costs (food, electronics, vehicles) and unreliable utilities will strain your budget. Above €5,000, you’ll live like royalty—private security, a villa in Airport Residential, and a driver—but the marginal gains diminish.

Work in remote tech, NGO/UN roles, or West African business development. Accra’s time zone (GMT) aligns with Europe, its internet (average 25 Mbps, 95% uptime in expat hubs) is stable enough for Zoom calls, and its status as ECOWAS HQ means frequent regional travel. Freelancers in creative fields (design, writing) can thrive if they secure retainers with international clients—local rates are too low to justify the hassle.

Are adaptable, patient, and low-maintenance. If you need punctuality, 24/7 electricity, or Western-style customer service, you’ll burn out. If you can laugh when your Uber driver arrives 45 minutes late or your power cuts out mid-meeting, you’ll fit in.

Are in one of these life stages:

- Early-career (25–35): Building a network in Africa’s most stable Anglophone economy, with lower stakes than Lagos or Nairobi. - Mid-career (35–50): Leading a regional team, with a spouse who can work remotely or manage a small business (e.g., boutique, café). - Retired (55+): If you want warm weather, affordable healthcare (private hospitals like Nyaho cost 30% of U.S. prices), and a slow pace—but only if you’re self-sufficient (no "snowbird" infrastructure like Portugal).

Avoid Accra if:

You expect Western efficiency—bureaucracy is Kafkaesque (registering a business takes 6–12 months), and "African time" isn’t a quirk; it’s the operating system.

You’re risk-averse about safety—petty theft is rampant (phone snatching, car break-ins), and while violent crime against foreigners is rare, you’ll need a security budget (€100–€300/month for a guard, alarm, or gated compound).

You can’t tolerate heat and humidity—Accra’s 80%+ humidity and 30°C+ temperatures year-round (no central heating, no insulation) will sap your energy unless you’re in a €1,500+/month air-conditioned apartment.

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Your 6-Month Action Plan (Starting Tomorrow)

Day 1: Secure the Essentials (€300–€500)

Book a serviced apartment (e.g., Airbnb in Osu or Cantonments) for €80–€120/night (negotiate a 1-month rate at €2,000–€2,500). Avoid long-term leases until you’ve scouted neighborhoods.

Buy a local SIM (MTN or Vodafone) at the airport (€5) and load €50 for data (unlimited plans cost €30/month).

Hire a fixer (ask expat Facebook groups for recommendations) for €50/day to navigate bureaucracy—critical for the next steps.

Week 1: Legal and Logistics (€800–€1,200)

Get a Ghana Card (national ID, required for everything). Your fixer will handle this (€100–€200 in "facilitation fees").

Open a local bank account — Wise works in 80+ countries with no monthly fees (GCB or Stanbic) with your passport, Ghana Card, and proof of address (€0, but expect 2–3 hours of paperwork).

Register with your embassy (free) and join Accra Expats (Facebook group, 20k+ members) for housing/employment leads.

Buy a used car (Toyota Corolla, 2015 model: €12,000–€15,000) or sign up for Bolt (€0.50–€1.50 per km) and Yango (cheaper, but drivers cancel often).

Month 1: Housing and Networking (€2,500–€4,000)

Sign a 1-year lease (€800–€2,000/month for a 2-bed in Airport Residential, East Legon, or Labone). Avoid areas like Nungua (cheap but unsafe) or Dzorwulu (noisy, traffic chaos).

Install a backup power system: A 5kVA inverter + 2x 200Ah batteries (€1,500–€2,000) will keep your fridge, Wi-Fi, and AC running during outages (3–5 hours/day in dry season).

Join a co-working space: Impact Hub Accra (€100/month) or iSpace (€80/month) for networking. Attend 2–3 expat meetups (e.g., Accra Digital Nomads on Meetup.com).

Get a Ghanaian driver’s license (€50, requires a test—your fixer can "assist" for €100).

Month 3: Deep Integration (€1,500–€2,500)

Hire domestic help: A full-time housekeeper (€150–€250/month) and part-time cook (€100–€200/month) will save you time and prevent food poisoning (street food is risky).

Set up a VPN (€10/month) and local payment methods: MTN Mobile Money (free to register) and ExpressPay (for online shopping).

Take Twi lessons (€10/hour, 2x/week). Even basic phrases ("Medaase" = thank you, "Ɛte sɛn?" = how are you?) will earn you goodwill.

Explore beyond Accra: Weekend trips to Kumasi (culture), Cape Coast (history), or Busua (surfing) cost €50–€150 round-trip.

Month 6: You Are Settled

**Your life looks like this