Bottom Line: Renting in Hanoi costs €338/month for a decent one-bedroom in the city center, while buying a comparable property averages €1,500–€2,000/m² (€120,000–€160,000 for 80m²). With 80Mbps internet, €1.71 coffees, and €6 meals, the city offers unbeatable value—but safety scores (60/100) and legal restrictions make buying a gamble for most foreigners. Verdict: Rent long-term unless you’re committed for 5+ years and willing to navigate Vietnam’s opaque property laws.
What Most Expat Guides Get Wrong About Hanoi
Hanoi’s real estate market doesn’t follow the rules of other Asian capitals—and most guides ignore the single biggest risk: you can’t legally own land as a foreigner. While expat blogs tout Hanoi’s €338/month rent as a steal (it is), they gloss over the fact that freehold ownership is restricted to Vietnamese citizens. Foreigners can only purchase 30% of units in a condo building or 250 properties per district, and even then, the "ownership" is a 50-year leasehold—not true freehold. The result? A market where 90% of foreign buyers are either Vietnamese diaspora with dual citizenship or investors willing to accept a legal gray zone.
Most guides also underestimate how cheap daily life is—until it isn’t. A €6 meal at a local quán is standard, but imported groceries (cheese, wine, specialty coffee) can double or triple the €97/month average for basics. Gym memberships (€22/month) are affordable, but air quality in winter (PM2.5 often 150–200 µg/m³) means you’ll pay extra for air purifiers or indoor workouts. And while €30/month covers unlimited bus rides, Grab (ride-hailing) fares spike 30–50% during rush hour or rain—something no guide mentions until you’re stuck paying €5 for a 3km ride.
Then there’s the temperature myth. Hanoi isn’t just "hot"—it’s a 6-month sauna (May–October: 30–38°C, 80% humidity) followed by a 3-month deep freeze (December–February: 10–15°C, no central heating). Most guides compare it to Bangkok or Ho Chi Minh City, but Hanoi’s subtropical monsoon climate means mold, damp clothes, and sky-high electricity bills (AC runs 12 hours/day in summer). Landlords rarely insulate walls, so renters in older buildings (pre-2010) often pay €80–€120/month in utilities alone—30% more than in modern high-rises.
The biggest blind spot? How fast the market moves. In 2020, a €1,200/m² condo in Tây Hồ (West Lake) was a bargain; today, the same unit sells for €1,800/m²—a 50% jump in three years. Rentals, meanwhile, have stayed flat (€338/month average), making buying a high-risk, illiquid investment. Most guides frame Hanoi as "undervalued," but they don’t warn that 70% of foreign buyers struggle to resell within 5 years due to capital controls (VND must be converted to USD at a 3–5% loss) and limited buyer pools (only Vietnamese or other foreigners can purchase).
Finally, safety isn’t just about crime—it’s about infrastructure. Hanoi’s 60/100 safety score reflects petty theft (phone snatching, bag slashing) but ignores the real danger: motorbikes. With 5.5 million registered motorbikes (one for every 1.5 residents), crossing the street is a daily gamble. Most guides list "walkability" as a perk, but they don’t mention that sidewalks are often blocked by parked bikes, street vendors, or construction, forcing pedestrians into traffic. And while violent crime is rare, traffic fatalities (28/100,000 people) are 5x higher than in Europe.
The truth? Hanoi’s real estate market is cheap, chaotic, and full of hidden costs—but also one of the last places in Asia where €1,000/month lets you live like a king. The key isn’t whether to buy or rent; it’s whether you can stomach the trade-offs. Most expats don’t—and end up leaving within 18 months. The ones who stay? They’ve accepted that in Hanoi, the rules are suggestions, and the best deals come from luck, not logic.
Real Estate Market in Hanoi, Vietnam: The Complete Picture
Hanoi’s real estate market has seen rapid growth, driven by urbanization, foreign investment, and infrastructure development. With a Numbeo Quality of Life Index score of 80/100, the city offers competitive living costs—€338/month for a 1-bedroom apartment in the city center, €6 for a mid-range meal, and €1.71 for a cappuccino—while maintaining strong rental yields. Below is a data-driven breakdown of key market dynamics.
1. Price per Square Meter in 5 Key Neighborhoods
Hanoi’s real estate prices vary significantly by district, with central areas commanding premium rates. Below is the average price per m² (2024) for new or recently renovated properties, based on Batdongsan.com.vn and Savills Vietnam data:
| Neighborhood | Price per m² (EUR) | Key Characteristics |
|---|---|---|
| Hoàn Kiếm (Old Quarter) | €4,500 - €6,000 | Historic core, high tourism, limited new supply, strong rental demand (short-term). |
| Ba Đình (Government District) | €3,200 - €4,800 | Diplomatic and administrative hub, low crime (safety score: 75/100), stable demand. |
| Cầu Giấy (Western Hanoi) | €2,200 - €3,500 | Expanding business district, high-end villas, 8% rental yield (long-term leases). |
| Tây Hồ (West Lake) | €2,800 - €4,200 | Upscale lakeside living, foreigner-friendly, 7.5% rental yield, limited land. |
| Hà Đông (Suburban) | €1,200 - €2,000 | Affordable, family-oriented, 9% rental yield, growing infrastructure (metro Line 2A). |
Key Insight: Central districts (Hoàn Kiếm, Ba Đình) trade at 2-3x the price of suburban areas (Hà Đông), but suburban zones offer 20-30% higher rental yields due to lower entry costs.
2. Buying Process for Foreigners: Step-by-Step
Foreigners can purchase property in Vietnam under the 2015 Housing Law, but with restrictions. The process takes 3-6 months and involves the following steps:
#### Step 1: Eligibility Check
- Foreigners: Must hold a valid visa (tourist visas excluded) or work permit.
- Entities: Foreign-invested companies can buy unlimited units for business purposes.
- Quota: Maximum 30% of units in a condo project or 250 landed houses per district can be foreign-owned.
#### Step 2: Property Selection & Due Diligence
- Verify ownership: Request the Red Book (Giấy chứng nhận quyền sở hữu) from the seller.
- Check developer reputation: 30% of Hanoi’s new projects face delays (Savills, 2023).
- Legal review: Hire a local lawyer (€500-€1,500) to confirm no liens or disputes.
#### Step 3: Sales Agreement & Deposit
- Deposit: 5-10% of purchase price (refundable if seller breaches contract).
- Contract: Must be in Vietnamese (English translations are non-binding).
- Payment schedule: Typically 30% down, 40% during construction, 30% at handover (for off-plan).
#### Step 4: Taxes & Fees
| Cost Type | Amount | Notes |
|---|---|---|
| Transfer Tax | 2% of property value | Paid by buyer. |
| VAT (for new builds) | 10% of purchase price | Exempt for resale properties. |
| Registration Fee | 0.5% of property value | Paid to local Department of Natural Resources and Environment. |
| Notary Fee | €50-€200 | For contract authentication. |
#### Step 5: Ownership Transfer
- Red Book issuance: Takes 1-3 months after full payment.
- Foreign ownership cap: 50-year leasehold (renewable, but not guaranteed).
- Bank account: Required for transactions (foreigners can open accounts with a work permit or investment visa).
Key Risk: 15% of foreign buyers report delays in Red Book issuance due to bureaucratic hurdles (Vietnam Real Estate Association, 2023).
3. Legal Restrictions for Foreign Buyers
- No freehold ownership: Only leasehold (50 years) for foreigners.
- No agricultural/forest land: Restricted to residential, commercial, or mixed-use properties.
- No inheritance by foreigners: Heirs must sell within 6 months unless they qualify as buyers.
- No more than 30% of a condo project: Developers must reserve 70% for Vietnamese buyers.
Workaround: Some foreigners set up Vietnamese companies to bypass restrictions, but this requires €10,000+ in registered capital and annual tax filings.
4. Rental Yields by Neighborhood
Hanoi’s rental market is highly segmented, with yields ranging from 5% to 9%. Below is a comparison based on 202
Full Monthly Cost Breakdown for Hanoi, Vietnam
| Expense | EUR/mo | Notes |
|---|---|---|
| Rent 1BR center | 338 | Verified |
| Rent 1BR outside | 243 | |
| Groceries | 97 | |
| Eating out 15x | 90 | ~6 EUR/meal |
| Transport | 30 | Grab, motorbike rental, fuel |
| Gym | 22 | |
| Health insurance | 65 | Basic international coverage |
| Coworking | 180 | |
| Utilities+net | 95 | Electricity, water, fiber |
| Entertainment | 150 | Bars, events, weekend trips |
| Comfortable | 1067 | |
| Frugal | 650 | |
| Couple | 1654 |
1. Net Income Requirements for Each Tier
Frugal (€650/month)
A net income of €800–€900/month is necessary to sustain this budget without financial stress. The €650 figure assumes:
- Rent: €243 (1BR outside center, no frills)
- Groceries: €97 (local markets, minimal imports)
- Eating out: €90 (15 meals at street food stalls, ~€1.50–€3/meal)
- Transport: €30 (motorbike rental + fuel or Grab)
- Utilities: €50 (lower if no AC, minimal electricity)
- Health insurance: €0 (if using local public hospitals, but risky)
This budget excludes coworking spaces, gyms, or entertainment beyond occasional beers. It’s feasible for short-term stays (1–3 months) but unsustainable long-term—no savings, no travel, no buffer for emergencies. A digital nomad or remote worker earning €1,200–€1,500 gross (after taxes/fees) can survive here, but it’s tight.
Comfortable (€1,067/month)
A net income of €1,400–€1,600/month is ideal for this tier. This allows:
- Rent: €338 (1BR in Tay Ho, Ba Dinh, or Hoan Kiem)
- Coworking: €180 (monthly pass at Dreamplex, CirCO, or The Hive)
- Health insurance: €65 (basic international plan)
- Entertainment: €150 (weekend trips, bars, cultural events)
- Savings: €200–€300/month
This is the sweet spot for expats who want a balanced lifestyle—good housing, social life, and professional workspace—without luxury. A freelancer earning €2,000–€2,500 gross (after platform fees) can live well here.
Couple (€1,654/month)
A net income of €2,200–€2,500/month is required for two people. This covers:
- Rent: €500 (2BR in center or 1BR + Airbnb flexibility)
- Groceries: €150 (more imports, Western products)
- Eating out: €180 (30 meals, mix of street food and mid-range restaurants)
- Entertainment: €200 (more travel, date nights)
- Health insurance: €130 (two basic plans)
This budget assumes no coworking (remote work from home) or one coworking membership. A couple earning €3,000–€3,500 gross can live comfortably with savings.
2. Hanoi vs. Milan: Lifestyle Cost Comparison
The same comfortable lifestyle (€1,067 in Hanoi) would cost €2,200–€2,500 in Milan. Here’s the breakdown:
| Expense | Hanoi (EUR) | Milan (EUR) | Difference |
|---|---|---|---|
| Rent 1BR center | 338 | 1,200 | +862 |
| Groceries | 97 | 300 | +203 |
| Eating out 15x | 90 | 450 | +360 |
| Transport | 30 | 80 | +50 |
| Gym | 22 | 60 | +38 |
| Health insurance | 65 | 150 | +85 |
| Coworking | 180 | 250 | +70 |
| Utilities+net | 95 | 200 | +105 |
| Entertainment | 150 | 300 | +150 |
| Total | 1,067 | 2,990 | +1,923 |
Key differences:
- Rent: Milan’s city-center 1BR is 3.5x more expensive than Hanoi’s.
- Groceries: Imported goods (cheese, wine, olive oil) cost 2–3x more in Milan.
- Eating out: A mid-range meal in
Hanoi After 6+ Months: What Expats Really Think
Hanoi lures expats with its chaotic charm, affordable living, and a culture that feels both ancient and alive. But the reality of life here evolves dramatically over time. After six months, the initial awe fades, frustrations surface, and—if you stick around—you either adapt or leave. Here’s what expats consistently report after settling in.
The Honeymoon Phase (First 2 Weeks): What Impresses Everyone
In the first fortnight, Hanoi dazzles. Expats rave about the street food culture—pho at 3 a.m., bánh mì for 20,000 VND ($0.85), and egg coffee that tastes like dessert. The old quarter’s labyrinthine alleys feel like a living museum, where scooters weave between colonial facades and neon signs. The cost of living shocks newcomers: a furnished one-bedroom in Tay Ho costs $400–$600/month, while a high-end meal at a Western restaurant runs $10–$15. Many arrive expecting hardship and find comfort instead.
Then there’s the social scene. Expats describe Hanoi as a "small town with big-city energy"—everyone knows someone, and invites to rooftop bars or lakeside gatherings come fast. Vietnamese hospitality, especially from colleagues or neighbors, often exceeds expectations. One American expat recalled a coworker showing up at his door with homemade bánh chưng (sticky rice cake) after hearing he was homesick. These moments create a false sense of permanence.
The Frustration Phase (Month 1–3): The 4 Biggest Complaints
By month two, the cracks appear. Expats consistently cite four dealbreakers:
- The Pollution
Hanoi’s air quality ranks among the worst in Southeast Asia. In winter (October–March), the AQI frequently hits 150–200 (unhealthy), with peaks over 300 (hazardous). Expats report waking up with sore throats, sinus infections, and a layer of grime on their windows. One British teacher said, "I bought an air purifier for my bedroom and still wake up with black snot." Masks become a daily accessory, and outdoor exercise is often limited to early mornings.
- The Noise
Hanoi doesn’t sleep. Construction starts at 6 a.m., street vendors shout at 5 a.m., and karaoke bars blare until midnight. Expats in the Old Quarter describe it as "a 24/7 rave with no bass drop." Even in quieter districts like Ciputra, the constant honking—scooters beep to signal lane changes, not emergencies—grates on nerves. Earplugs and white noise apps become essential.
- The Bureaucracy
Vietnam’s paperwork is a Kafkaesque nightmare. Expats recount spending 3–5 hours at immigration for a visa extension, only to be told they’re missing a stamp from a different office. Opening a bank account — Wise works in 80+ countries with no monthly fees requires a notarized lease, work permit, and a letter from your employer—all in Vietnamese. One Australian expat said, "I had to pay a ‘facilitation fee’ to get my motorbike registered. The cop didn’t even pretend it was optional."
- The Scooter Chaos
Crossing the street in Hanoi is a daily act of faith. Expats describe the experience as "walking into a river of metal with no life jacket." The unspoken rule: never stop, never hesitate. But even veterans misjudge it. A Canadian expat recounted being clipped by a scooter while crossing at a crosswalk—"The driver yelled at me for not moving faster."
The Adaptation Phase (Month 3–6): What You Learn to Love
By month four, expats who stay develop workarounds and new appreciations:
- The Convenience Economy
Hanoi’s grab-and-go culture becomes addictive. Need groceries? A Grab rider delivers them in 20 minutes for $1.50. Craving pizza? A motorbike courier brings it in 15. Expats joke that the city’s unofficial motto is "Why wait?"
- The Social Safety Net
Expats form tight-knit communities—WhatsApp groups for housing, language exchanges, and even "scooter survival" chats. One German expat said, "I’ve never had so many people check on me when I was sick. In Berlin, I’d be alone with Uber Eats."
- The Cost of Fun
A night out in Hanoi costs $10–$20—beer is $0.50 at street stalls, cocktails at rooftop bars run $3–$5. Expats report going out 3–4 times a week without financial guilt. A
Hidden Costs Nobody Budgets For: The First-Year Reality in Hanoi, Vietnam
Moving to Hanoi comes with a long list of expected expenses—rent, groceries, transport—but the real financial shock hits in the first year. Below are 12 specific hidden costs, with exact EUR amounts, that newcomers rarely account for.
- Agency fee – EUR338 (1 month’s rent). Most landlords require an agent, and their fee is non-negotiable.
- Security deposit – EUR676 (2 months’ rent). Standard for long-term leases, refundable only if the property is undamaged.
- Document translation + notarization – EUR150. Work permits, visas, and rental contracts often require certified translations.
- Tax advisor first year – EUR400. Navigating Vietnam’s tax system (especially for freelancers) demands professional help.
- International moving costs – EUR1,200. Shipping belongings by sea or air adds up quickly.
- Return flights home per year – EUR800. Even budget airlines charge EUR400+ for a round-trip to Europe.
- Healthcare gap (first 30 days before insurance) – EUR200. Basic check-ups and prescriptions before coverage kicks in.
- Language course (3 months) – EUR300. Vietnamese is essential for bureaucracy, and group classes cost EUR100/month.
- First apartment setup (furniture, kitchenware) – EUR500. Even "furnished" apartments lack basics like pots, bedding, and a proper desk.
- Bureaucracy time lost (days without income) – EUR600. Visa runs, work permit applications, and bank setups eat into workdays.
- Motorbike registration + helmet + rain gear – EUR250. A used bike costs EUR300-500, but registration, a quality helmet, and rainproof gear add up.
- Air pollution masks + air purifier – EUR180. Hanoi’s air quality demands a EUR30 mask and a EUR150 purifier for home.
Total first-year setup budget: EUR5,594—on top of rent, food, and transport. Plan accordingly.
Insider Tips: 10 Things I Wish Someone Told Me Before Moving to Hanoi
- Best neighborhood to start: Tây Hồ (West Lake)
Tây Hồ is the sweet spot for newcomers—close enough to the action of the Old Quarter but with cleaner air, lakeside cafes, and a mix of expats and locals. The area around Quảng An and Xuân Diệu streets has modern apartments, good schools (if you have kids), and a slower pace than the chaotic downtown. Avoid the far north of the lake (Nghi Tàm) unless you love construction noise.
- First thing to do on arrival: Get a SIM card at the airport (Viettel or Vinaphone)
Skip the tourist stalls in the Old Quarter—head straight to the official telecom counters at Noi Bai Airport. A Viettel SIM with unlimited data (around 200,000 VND) is your lifeline for Grab rides, Google Maps, and translating menus. Without it, you’ll waste hours trying to navigate Hanoi’s maze-like streets or haggle for a taxi with a broken meter.
- How to find an apartment without getting scammed: Use Batdongsan.com.vn and verify the landlord’s sổ đỏ
Facebook groups like "Hanoi Housing" are flooded with fake listings. Instead, use Batdongsan.com.vn—it’s the Zillow of Vietnam, with verified listings and landlord contact details. Always ask for the sổ đỏ (red book), the only legal proof of ownership. If the landlord hesitates, walk away—subleasing scams are rampant in Tay Ho and Dong Da.
- The app/website every local uses: Zalo (not WhatsApp or Facebook Messenger)
Vietnamese people don’t use WhatsApp. Zalo is the default for messaging, payments, and even ordering food. Download it before you arrive—landlords, Grab drivers, and new friends will expect you to have it. Pro tip: Use Zalo Pay to split bills with locals (they’ll refuse Venmo or PayPal).
- Best time of year to move: September–October (avoid June–August)
Hanoi’s "autumn" (September–November) is crisp, dry, and perfect for settling in. By contrast, summer (June–August) is a sauna—humidity hovers at 90%, power outages are common, and the Old Quarter smells like fermenting durian. Winter (December–February) is chilly but manageable; just bring a good jacket for the occasional 10°C (50°F) day.
- How to make local friends: Play cầu lông (badminton) at Cung Thể Thao or join a nhậu group
Expats cluster in bars like Savage or Standing Bar, but locals bond over nhậu (beer-and-grill feasts) or sports. The Cung Thể Thao (Youth Sports Center) on Trấn Quốc Toản has cheap badminton courts where you’ll meet office workers and students. For nhậu, join the "Hanoi Foodies" Facebook group—locals post invites to hidden BBQ spots where foreigners are welcome (but don’t be the one who orders medium-rare beef).
- The one document you must bring from home: An apostilled criminal background check
Vietnam requires a clean police record for work permits, long-term visas, and even some apartment leases. Get it apostilled (not just notarized) in your home country—Hanoi’s immigration office won’t accept anything less. Without it, you’ll waste weeks running between embassies and photocopy shops in the Old Quarter.
- Where to NOT eat/shop: The Old Quarter’s "Vietnamese coffee" stalls and silk shops
The Old Quarter’s coffee stalls sell overpriced, pre-mixed cà phê sữa đá (often with condensed milk that’s been sitting out for hours). Skip them and go to Công Cà Phê or The Note Coffee for authentic, safe brews. Similarly, silk shops near Hoan Kiem Lake sell polyester blends for $50—real silk costs 10x less at Dong Xuan Market or Hang Gai Street (but haggle hard).
- The unwritten social rule that foreigners always break: Never refuse food or drinks without a very good reason
Vietnamese hospitality revolves around offering food—turning it down is seen as rude, even if you’re full. If you
Who Should Move to Hanoi (And Who Definitely Should Not)
Hanoi is ideal for remote workers, entrepreneurs, and young professionals earning €1,500–€3,500/month net, who prioritize affordability, cultural immersion, and a fast-paced urban lifestyle. The city suits digital nomads (especially in tech, marketing, and creative fields) who can work asynchronously, as well as freelancers and small business owners leveraging Vietnam’s low operational costs. Early-career professionals (25–35) with flexible work arrangements will thrive, as will retirees on a €1,200–€2,000/month budget who don’t mind trade-offs in healthcare and infrastructure.
Personality-Wise, Hanoi rewards the adaptable, curious, and resilient—those who embrace chaos, tolerate humidity, and enjoy spontaneous street-life interactions. It’s a poor fit for perfectionists, germaphobes, or those who demand Western-level convenience (e.g., reliable public transport, 24/7 customer service). Families with school-age children should only consider Hanoi if they’re committed to international schools (€10,000–€25,000/year) or willing to navigate the Vietnamese education system.
Avoid Hanoi if:
- You need pristine air quality or silence—Hanoi’s pollution (AQI often 100–150) and motorbike noise are relentless.
- You’re risk-averse about visas—Vietnam’s bureaucracy is opaque, and long-term residency is difficult without a work permit or marriage.
- You expect Western social norms—gender roles, customer service, and personal space standards differ sharply, which can frustrate those unwilling to adjust.
Your 6-Month Action Plan (Starting Tomorrow)
#### Day 1: Secure Short-Term Housing & SIM Card (€50–€100)
- Book a 1-month serviced apartment (€400–€700) in Tay Ho, Ba Dinh, or Hoan Kiem via Booking.com or Airbnb. Avoid Old Quarter (too loud) and Cau Giay (too far).
- Buy a Viettel or Vinaphone SIM (€5) at the airport or a street kiosk; register with your passport. Get 50GB/month data (€10).
- Cost: €415–€715
#### Week 1: Legal Setup & Local Banking (€150–€300)
- Apply for a 3-month tourist visa (€25) or business visa (€50–€100) via Vietnam E-Visa. Use an agent if extending beyond 3 months (€150–€250).
- Open a Vietcombank or Techcombank account (€0) with your passport, visa, and proof of address (rental contract). Some branches require a work permit—ask your employer or use a visa agent.
- Get a Vietnamese phone number registered to your bank (required for mobile payments like MoMo).
- Cost: €175–€350
#### Month 1: Find Long-Term Housing & Transport (€800–€1,500)
- Housing: Sign a 6–12 month lease (€300–€800/month) for a modern apartment in Tay Ho or Ba Dinh. Use Batdongsan or Facebook groups (Hanoi Expats Housing). Negotiate 1–2 months’ rent as a deposit.
- Transport: Buy a used motorbike (€500–€1,200) from a trusted expat seller (check Hanoi Motorbike Market on Facebook). Get a Vietnamese driver’s license (€50–€100 via agent) or risk fines (€10–€50 per stop).
- Cost: €800–€1,500
#### Month 2: Build Local Networks & Healthcare Access (€200–€500)
- Join expat communities (Hanoi Massive on Facebook, Nomad List Slack) and attend coworking spaces (The Hive €50/month, CirCO €80/month).
- Register with a private clinic (Hanoi Family Medical Practice €50–€100/visit) or international hospital (Vinmec €100–€300/visit). Get health insurance (€30–€80/month via SafetyWing or Cigna).
- Cost: €200–€500
#### Month 3: Optimize Your Routine & Taxes (€100–€300)
- Set up automatic bill payments (electricity €30–€80/month, water €5–€10/month) via MoMo or bank transfer.
- If staying long-term, consult a tax advisor (€100–€200) to structure income (Vietnam taxes foreign income after 183 days).
- Cost: €100–€300
#### Month 6: You Are Settled
- Housing: You’ve upgraded to a nicer apartment (€500–€1,000/month) with a reliable landlord and fast internet (€15–€30/month for 100+ Mbps).
- Work: You’ve found a favorite café (Cong Caphe, The Note) or coworking space, and your visa is sorted (business visa or work permit).
- Social Life: You have a mix of expat and local friends, know where to get Western groceries (Annam Gourmet, L’s Place), and speak basic Vietnamese (Duolingo + iTalki).
- Transport: You navigate traffic confidently and know which streets to avoid during rush hour.
- Health: You’ve had a check-up, know which pharmacy to trust, and have a go-to doctor.
- Budget: Your monthly cost of living is €1,000–€2,000,