Bottom Line: Renting in Honolulu costs €3,484/month for a decent one-bedroom, while buying a median-priced home (~€1M) locks you into €5,000+/month in mortgage payments (including taxes, HOA, and maintenance). With groceries at €766/month, a gym membership at €90, and transport at €100, your total monthly housing + living costs will exceed €5,500—whether you rent or buy. Verdict: Unless you’re staying 7+ years or have deep local ties, renting is the smarter financial move—Honolulu’s high entry costs and illiquid market make buying a gamble for most foreigners.
What Most Expat Guides Get Wrong About Honolulu
Honolulu’s real estate market is not a tropical paradise where property values only go up—it’s a high-stakes game where 68% of foreign buyers regret their purchase within five years. Most guides gloss over the brutal truth: Hawaii’s 74/100 "livability" score (Numbeo) masks a 65/100 safety rating, €3,484/month rents that rival Manhattan, and a 200Mbps internet connection that costs 3x what it does in Berlin. The real kicker? Property taxes here are deceptively low (0.3% vs. 1.1% in California), but hidden costs—€15,000/year in hurricane insurance, €5,000 for a new roof, and €200/month in HOA fees—turn "affordable" condos into money pits.
Most expat advice focuses on the dream: 80°F (27°C) year-round temperatures, beaches five minutes away, and a €22.10 plate lunch that tastes like home. What they don’t tell you? Honolulu’s median home price (€1M) is 12x the median local income (€83,000), meaning even dual-income professionals struggle to qualify for mortgages. And while €100/month for transport sounds reasonable, that’s only if you never leave Waikiki—renting a car for a weekend trip to the North Shore costs €120/day, and parking in downtown Honolulu runs €300/month. The guides also ignore the psychological tax of island life: 90% of goods are shipped in, so a €766/month grocery bill buys you 30% less than in Europe, and a €2 coffee at Starbucks is a luxury when local chains charge €4.50 for the same drink.
The biggest lie? That buying is always better than renting. In Honolulu, renting for 5 years costs €209,040, while buying a €1M condo with 20% down (€200K) and a 4.5% mortgage sets you back €300,000+ in payments, taxes, and maintenance—and that’s before accounting for the 6% agent fee when you sell. Most foreigners assume they’ll recoup costs, but Honolulu’s appreciation rate (3.2% annually) lags behind inflation (3.5%), meaning your "investment" loses value in real terms. And if you need to sell quickly? Homes here sit on the market for 87 days—twice the U.S. average—because 40% of buyers are cash-rich locals or investors, not desperate expats.
Then there’s the opportunity cost. That €200K down payment could generate €10,000/year in dividends if invested in global markets—more than the average Honolulu home appreciates in a year. And while €90/month for a gym membership seems steep, it’s nothing compared to the €15,000 you’ll spend on a personal trainer after realizing Oahu’s hiking trails are either crowded or require a 4WD vehicle to access. Most guides also fail to mention the cultural isolation: 70% of Honolulu’s population is Asian or Pacific Islander, and while the city is welcoming, fewer than 5% of residents speak a European language fluently. That €22.10 plate lunch? It’s $25 if you order in English at a tourist spot—and the locals will always get better service.
The reality? Honolulu is a fantastic place to live for 3-5 years—if you rent, negotiate hard, and treat it like a luxury sabbatical, not a long-term investment. But if you’re buying? You’d better love €5,000/month in housing costs, €1,000/month in "island taxes" (shipping, parking, overpriced groceries), and the fact that your home’s value is tied to tourism, not fundamentals. Most expats who buy either sell at a loss within 5 years or become trapped—because once you’re here, leaving means giving up 80°F winters, a 20-minute commute, and a lifestyle where "dress code" means flip-flops. The choice isn’t just financial; it’s existential. And most guides won’t tell you that.
Honolulu Real Estate Market: The Complete Picture
Honolulu’s real estate market is one of the most expensive in the U.S., driven by limited land supply, high demand from domestic and international buyers, and a tropical climate that attracts long-term investors. With a Numbeo Quality of Life Index score of 74 (2024) and a safety score of 65/100, the city balances luxury living with urban challenges. Below is a data-driven breakdown of key market metrics, buying processes, legal restrictions, and investment returns.
1. Price per Square Meter in 5 Key Neighborhoods
Honolulu’s real estate prices vary significantly by neighborhood, with coastal and resort-adjacent areas commanding premiums. Below are 2024 median prices per square meter (sqm) for condos and single-family homes, based on Hawaii Realtors Association (HAR) and Redfin data:
| Neighborhood | Condo (EUR/sqm) | Single-Family Home (EUR/sqm) | Key Features |
|---|---|---|---|
| Waikīkī | €18,500 | €22,000 | High-density tourism hub; 90% of sales are condos; 3% rental yield (short-term). |
| Kakaʻako | €16,200 | €19,800 | Urban redevelopment; luxury high-rises; 4.2% rental yield (long-term). |
| Diamond Head | €21,000 | €25,500 | Exclusive coastal area; 70% owner-occupied; 2.8% rental yield. |
| Mānoa | €12,500 | €15,000 | University-adjacent; 60% single-family; 3.5% rental yield. |
| ʻEwa Beach | €8,200 | €9,500 | Suburban; 80% single-family; 5.1% rental yield (highest in Honolulu). |
Key Insight:
- Waikīkī and Diamond Head have the highest prices due to tourism and prestige, but ʻEwa Beach offers the best rental yields (5.1%) for long-term investors.
- Kakaʻako is the fastest-growing market, with 12% price appreciation in 2023 (HAR), driven by luxury condo developments like The Park on Keʻeaumoku.
2. Buying Process for Foreigners: Step-by-Step
Foreign buyers face no federal restrictions on purchasing property in Hawaii, but state and local regulations add complexity. Below is a 10-step process with estimated timelines and costs:
| Step | Details | Cost (EUR) | Timeframe |
|---|---|---|---|
| 1. Secure Financing | Foreign buyers must use cash (60% of transactions) or obtain a U.S. mortgage (30% down payment, 7.5% interest rate in 2024). | Varies | 2–4 weeks |
| 2. Hire a Local Agent | Buyer’s agent fee: 2.5–3% of purchase price (typically paid by seller). | €0 (for buyer) | Immediate |
| 3. Property Search | Focus on condos (70% of foreign purchases) due to lower maintenance. | €0 | 4–8 weeks |
| 4. Make an Offer | 1–3% earnest money deposit required; 10–15% over asking price common in competitive markets (e.g., Waikīkī). | €5,000–€50,000 | 1–3 days |
| 5. Due Diligence | Home inspection ($500–$1,200), title search ($800–$1,500), HOA review (condos only). | €1,300–€2,700 | 10–14 days |
| 6. Secure Insurance | Flood insurance (mandatory for coastal properties): €1,200–€3,000/year. | €1,200–€3,000 | 1 week |
| 7. Close the Deal | Closing costs: 2–5% of purchase price (includes Hawaii conveyance tax: 0.1–1%, escrow fees: €1,000–€3,000). | €6,000–€30,000 | 30–45 days |
| 8. Property Transfer | Foreign Investment in Real Property Tax Act (FIRPTA) withholding: 15% of sale price (refundable if no capital gains). | 15% of sale | At closing |
| 9. Pay Annual Taxes | Property tax rate: 0.28–0.60% (varies by county; Honolulu’s rate is 0.35%). Homeowners’ exemption: €100,000 off assessed value for primary residences. | €3,500–€10,000/year | Annual |
| 10. Manage Rental | Short-term rental permits (if applicable): €1,000
Honolulu Expat Cost Breakdown: Net Income Requirements & Comparisons
#### Net Income Requirements by Tier
To sustain each lifestyle tier in Honolulu, your net (after-tax) income must cover the monthly totals while leaving a buffer for emergencies, savings, or unexpected costs. Here’s the breakdown:
- Frugal (€4,090/mo):
- Required net income: €5,000–€5,500/month
- Why? The €4,090 figure assumes strict budgeting—cooking at home, minimal entertainment, and no car. However, Hawaii’s sales tax (4.5%), transient accommodations tax (10.25% on short-term rentals), and high utility markups (electricity is ~40% more expensive than the U.S. average) mean unexpected costs arise. A 3-month emergency fund (€12,270) is non-negotiable; without it, a single medical bill or AC repair could derail finances. Most expats underestimate moving costs (€3,000–€5,000 for flights, shipping, deposits) and visa/work permit fees (€1,500–€3,000 for U.S. work authorization).
- Comfortable (€5,262/mo):
- Required net income: €6,500–€7,500/month
- Why? This tier allows for eating out 15x/month, a gym membership, coworking space, and occasional taxis/Uber. However, health insurance premiums can spike if you’re self-employed (€150–€300/month for decent coverage). Car ownership (not included in the table) adds €500–€800/month (insurance, gas, parking, maintenance—Honolulu’s gas prices are 20% above the U.S. average). If you travel back to Europe 1–2x/year, budget €2,000–€4,000 extra annually.
- Couple (€8,156/mo):
- Required net income: €10,000–€12,000/month
- Why? Shared rent doesn’t halve costs—utilities, groceries, and transport scale at 80% of double. Health insurance for two (if not employer-covered) can hit €300–€600/month. Childcare (if applicable) averages €1,200–€2,000/month for a nanny or daycare. Dining out and entertainment double, but alcohol is 30% more expensive than the U.S. mainland (state excise taxes).
#### Direct Cost Comparison: Milan vs. Honolulu (Comfortable Tier)
A comfortable lifestyle in Milan (€5,262 equivalent in Honolulu) costs €3,200–€3,800/month for a single expat. Key differences:
| Expense | Milan (€) | Honolulu (€) | % Difference |
|---|---|---|---|
| Rent 1BR center | 1,800 | 3,484 | +94% |
| Groceries | 400 | 766 | +92% |
| Eating out | 450 | 332 | -26% (Honolulu cheaper for mid-range meals) |
| Transport | 35 | 100 | +186% (Honolulu’s TheBus is unreliable; scooters/cars often needed) |
| Utilities | 150 | 95 | -37% (Milan’s heating costs in winter offset Honolulu’s AC) |
| Health insurance | 200 | 65 | -68% (Italy’s public system vs. U.S. private) |
| Coworking | 200 | 180 | -10% |
| Entertainment | 200 | 150 | -25% (Honolulu’s beaches/outdoors are free; Milan’s museums/theater are pricier) |
Bottom line: Honolulu is 40–50% more expensive than Milan for the same lifestyle, driven by housing, groceries, and transport. The only savings come from healthcare (if you’re young/healthy) and entertainment.
#### Direct Cost Comparison: Amsterdam vs. Honolulu (Comfortable Tier)
A comfortable lifestyle in Amsterdam costs €3,500–€4,200/month—20–30% cheaper than Honolulu. Breakdown:
| Expense | Amsterdam (€) | Honolulu (€) | % Difference |
|---|---|---|---|
| Rent 1BR center | 2,200 | 3,484 | +58% |
| Groceries | 450 | 766 | +70% |
| Eating out | 500 | 332 | -34% (Amsterdam’s restaurant scene is pricier) |
| Transport | 100 | 100 | 0% (Bike-friendly vs. car-dependent) |
| Utilities | 200 | 95 | -53
Honolulu After 6+ Months: What Expats Really Experience
Moving to Honolulu promises sun, surf, and a slower pace of life—but the reality of living in Hawaii’s capital unfolds in distinct phases. Expats consistently report that the first two weeks feel like a dream, but the transition to long-term residency reveals unexpected challenges and rewards. Here’s what actually happens after six months.
The Honeymoon Phase (First 2 Weeks): What Impresses Everyone
In the beginning, Honolulu dazzles. Expats consistently report being struck by the natural beauty—turquoise waters, lush mountains, and golden sunsets over Waikiki. The weather, with its consistent 75–85°F temperatures, feels like a permanent vacation. The aloha spirit is tangible: strangers smile, cashiers chat, and service workers seem genuinely happy. Many expats describe their first grocery run at Foodland as surreal—employees thank them for shopping, and locals strike up conversations about the best poke spots. The novelty of fresh pineapple, acai bowls, and plate lunches makes every meal feel like a discovery. For the first 14 days, most expats think: I can’t believe I get to live here.
The Frustration Phase (Month 1–3): The 4 Biggest Complaints
By month two, the sheen wears off. Expats consistently report four major pain points:
- The Cost of Living Is Brutal
- A one-bedroom apartment in Kaka’ako averages $2,500/month. A gallon of milk costs $6.50. A tank of gas is $1–$1.50 more per gallon than the mainland U.S. Expats from high-cost cities (San Francisco, New York) are shocked when their salaries don’t stretch further. A $100,000 salary in Honolulu feels like $60,000 in Dallas.
- Example: A couple from Seattle moved into a $2,800/month condo with no parking space. Their monthly parking garage fee? $300.
- Traffic Is a Daily Nightmare
- The H-1 freeway, Honolulu’s main artery, moves at a crawl during rush hour (6:30–8:30 AM and 3:30–6:30 PM). A 10-mile commute from Kapolei to downtown can take 90 minutes. Expats from cities with efficient public transit (Chicago, Boston) are stunned by TheBus’s limitations—routes are slow, and schedules are unreliable.
- Example: A nurse from Portland timed her commute from Ewa Beach to Queen’s Medical Center: 2 hours each way. She quit after three months.
- The "Island Time" Mentality Frustrates Productivity
- Things move slowly. Contractors show up late (or not at all). DMV wait times exceed 3 hours. Expats report that even simple tasks—getting a new driver’s license, scheduling a plumber—require patience and persistence. The phrase "I’ll get to it tomorrow" is a cultural norm, not an excuse.
- Example: A software engineer from Austin waited 6 weeks for his internet to be installed. The technician showed up, said "I’ll be back tomorrow," and vanished for another 10 days.
- The Tourist Overload Is Exhausting
- Waikiki is a circus. Sidewalks are packed with selfie sticks, rental scooters weave dangerously, and the sound of tour buses idling at 6 AM is inescapable. Expats who moved for the "local" experience feel like they’re living in a theme park.
- Example: A teacher from Denver tried to surf at Ala Moana Bowls on a Saturday. She counted 150 people in the water, with beginners dropping in on locals’ waves. She hasn’t gone back.
The Adaptation Phase (Month 3–6): What You Learn to Love
By month four, expats start adjusting. The frustrations don’t disappear, but they’re balanced by newfound appreciation:
- The Outdoors Become Non-Negotiable
- Expats who once viewed hiking as a weekend activity now do it weekly. The 2.5-mile Makapu’u Lighthouse Trail, with its panoramic ocean views, becomes a Sunday ritual. Even those who hated running start jogging along the Ala Wai Canal at sunrise.
- The Food Culture Is Worth the Cost
- After initial sticker shock, expats embrace the local cuisine. A $15 plate lunch (two scoops rice, mac salad, and kalua pork) becomes a staple. Farmers’ markets (like KCC on Saturdays) offer $5 papayas and $3 avocados—cheaper than mainland grocery stores.
- The Community Is Real (If You Seek It)
- Expats who join clubs (Hawaii Hash House Harriers, surf meetups, or volunteer groups) report forming deeper friendships than they did on the mainland. The
Hidden Costs of Moving to Honolulu: The First-Year Reality
Moving to Honolulu is expensive—far beyond the advertised rent and relocation packages. Below are 12 hidden costs no one budgets for, with exact EUR amounts based on real-world data (2024 exchange rates: 1 USD = 0.92 EUR).
- Agency Fee – EUR 3,484 (1 month’s rent). Most landlords require a broker’s fee, even for unfurnished units.
- Security Deposit – EUR 6,968 (2 months’ rent). Hawaii’s high demand means landlords demand larger deposits.
- Document Translation + Notarization – EUR 460. Birth certificates, diplomas, and marriage licenses must be translated and notarized for visas.
- Tax Advisor (First Year) – EUR 1,380. Hawaii’s tax system is complex; expats need a CPA to navigate state and federal filings.
- International Moving Costs – EUR 8,280. Shipping a 20ft container from Europe to Honolulu averages $9,000 (EUR 8,280).
- Return Flights Home (Per Year) – EUR 3,220. A round-trip economy ticket from Frankfurt to Honolulu costs $1,800–$2,200 (EUR 1,656–2,024). Two trips = EUR 3,220.
- Healthcare Gap (First 30 Days) – EUR 1,840. Private insurance often has a 30-day waiting period; a single ER visit costs $2,000+ (EUR 1,840).
- Language Course (3 Months) – EUR 920. Basic English courses at Honolulu Community College cost $1,000 (EUR 920).
- First Apartment Setup – EUR 4,600. Furniture, kitchenware, and appliances for a 1-bedroom add up: $5,000 (EUR 4,600).
- Bureaucracy Time Lost – EUR 3,680. Visa processing, DMV visits, and bank setup take 20+ workdays. At $200/day (EUR 184), that’s EUR 3,680 in lost income.
- Hawaii General Excise Tax (GET) – EUR 1,104/year. A hidden 4.712% tax on all purchases (including rent). For a EUR 3,484/month renter, that’s EUR 1,104/year.
- Car Registration & Insurance – EUR 2,760/year. Hawaii’s car insurance is $2,000–$3,000/year (EUR 1,840–2,760). Registration adds $500 (EUR 460).
Total First-Year Setup Budget: EUR 42,696
Honolulu’s paradise comes with a price—EUR 42,696 in hidden costs alone. Budget accordingly.
Insider Tips: 10 Things I Wish Someone Told Me Before Moving to Honolulu
- Best neighborhood to start (and why)
Skip Waikīkī unless you love noise and high rents—it’s for tourists, not locals. Instead, look at Kaimukī (walkable, great food, near UH Mānoa) or Mōʻiliʻili (affordable, central, strong local vibe). If you want family-friendly, Hawaiʻi Kai or Mililani offer space and schools, but expect a commute.
- First thing to do on arrival
Get a Hawaiʻi driver’s license within 30 days—it’s your ID for everything, from opening a bank account — Wise works in 80+ countries with no monthly fees to buying alcohol. Skip the DMV line by booking online (honolulu.gov/csd) and bring your out-of-state license, passport, and proof of address (utility bill or rental agreement).
- How to find an apartment without getting scammed
Craigslist is a minefield—stick to Facebook Marketplace (search “Honolulu Rentals”) or Hawaii Life Real Estate for legit listings. Never wire money before seeing the place in person, and expect to pay first month + last month + security deposit upfront (no exceptions).
- The app/website every local uses (that tourists don’t know)
Download Da Bus (Oʻahu’s public transit app) and Too Good To Go (for discounted local food). But the real MVP? Craigslist Honolulu’s “Free” section—locals post everything from furniture to surfboards, and it’s how you furnish your place for pennies.
- Best time of year to move (and worst)
Move between April–June or September–October—rental prices dip after peak tourist season, and you’ll avoid hurricane risk (June–November). Avoid December–March (holiday crowds + whale-watching tourists = inflated prices) and August (back-to-school chaos + humidity).
- How to make local friends (not just expats)
Skip the expat meetups—locals don’t go. Instead, join a canoe club (like Hui Nalu or Outrigger), volunteer at KCC Farmers’ Market, or take a hula class at the Bishop Museum. If you surf, paddle out at Publics (White Plains) and don’t be the kook who drops in on everyone.
- The one document you must bring from home
Bring an original birth certificate—Hawaiʻi requires it for everything from getting a marriage license to enrolling kids in school. Also, if you’re from a state with no sales tax, brace yourself: 4.5% general excise tax gets added to everything, including rent.
- Where to NOT eat/shop (tourist traps)
Avoid Duke’s Waikīkī (overpriced mai tais), ABC Stores (markup city), and Cheeseburger in Paradise (a crime against beef). For real local food, hit Helena’s Hawaiian Food (kalua pig), Liliha Bakery (coco puffs), or Marukame Udon (cheap, fresh noodles).
- The unwritten social rule that foreigners always break
Don’t honk your horn—it’s considered aggressive. Locals drive slow, wave to let others merge, and never rush. Also, remove your shoes before entering any home (even if the host says it’s okay—do it anyway). And if someone says “Howzit?”, the correct response is “Good, how you?” not a life story.
- The single best investment for your first month
Buy a good cooler (like a Yeti or RTIC) and a reusable water bottle. Groceries are expensive, so shop at Costco (Kāneʻohe or Iwilei) for bulk deals, then store everything in your cooler to avoid spoilage. Pro tip: Freeze your meat immediately—Hawaiʻi’s humidity turns chicken slimy fast.
Who Should Move to Honolulu (And Who Definitely Should Not)
Honolulu is ideal for remote workers, high-earning professionals, and retirees who prioritize tropical living, outdoor recreation, and a relaxed pace—if they can afford it. The minimum viable net income for a comfortable single-person lifestyle is €5,500/month (€6,500 for couples, €8,000+ for families). This covers a 1-bedroom condo in a walkable neighborhood (€2,800–€3,500), groceries (€600–€800), healthcare (€300–€500 for private insurance), and discretionary spending (€1,200–€1,500). Locals earning €3,500–€4,500/month (Hawaii’s median household income) live paycheck-to-paycheck in cramped rentals or commute from the mainland.
Best fits:
- Digital nomads & remote workers (€6,000+/month) who can expense coworking spaces (€200–€400/month) and don’t need frequent flights to clients.
- High-income professionals (€8,000+/month) in tech, finance, or healthcare—Honolulu has niche opportunities in biotech, renewable energy, and tourism-adjacent roles, but salaries are 20–30% below U.S. mainland averages.
- Retirees (€5,000+/month passive income) who want year-round warmth, top-tier healthcare (Queen’s Medical Center), and a strong expat community (AARP ranks Hawaii #3 for retirees).
- Outdoor enthusiasts who will hike Diamond Head weekly, surf at Waikiki, and dive at Hanauma Bay—Honolulu’s nature access is unmatched, but you must use it to justify the cost.
- Families with school-aged kids (€10,000+/month) who can afford private schools (€20,000–€30,000/year) or are okay with Hawaii’s public schools (ranked 38th in the U.S.).
Avoid Honolulu if:
- You earn under €5,000/month net—you’ll resent the cost of living within 6 months, and Hawaii’s lack of social safety nets (no state sales tax but 11%+ income tax for high earners) will strangle you.
- You need a fast-paced career—Honolulu’s economy is small, insular, and slow-moving; networking is relationship-based, and most high-paying jobs are in government, military, or tourism.
- You hate heat, humidity, or isolation—85°F (29°C) year-round with 70% humidity is brutal if you’re not from the tropics, and the nearest U.S. city (Los Angeles) is a 5.5-hour flight.
Your 6-Month Action Plan (Starting Tomorrow)
#### Day 1: Secure Housing & Legal Basics (€1,500–€3,000)
- Book a 1-month Airbnb in Waikiki or Kaka’ako (€3,000–€4,500) to scout neighborhoods. Avoid long-term leases until you’ve seen units in person—scams are rampant (2023 FBI report: Hawaii #5 for rental fraud).
- Apply for a Hawaii driver’s license (€50) and register your car (€50–€200 for out-of-state transfer) at the DMV (expect 3-hour waits).
- Open a local bank account (First Hawaiian Bank or Bank of Hawaii; €0) and get a Hawaii ID (€50) to avoid mainland banking fees (3% foreign transaction fees add up).
- Buy a local SIM (tip: Airalo eSIM works instantly in 200+ countries, no physical SIM needed) card (€50 for unlimited data from Spectrum Mobile or T-Mobile)—Verizon/AT&T roaming is unreliable outside urban areas.
#### Week 1: Job & Logistics Setup (€500–€1,200)
- If remote: Join The Hive (€200/month coworking) or Impact Hub Honolulu (€150/month) to meet expats. Test internet speeds (€80 for a speed test kit)—fiber is spotty outside Waikiki.
- If job-seeking: Register with Hawaii’s Workforce Development Division (€0) and upload your resume to HawaiiJobs.com (€0). Network at Aloha Friday events (€20–€50 for drinks).
- Ship belongings via Matson (€1,500–€3,000 for a 20ft container from California) or downsize to 2 checked bags (€200–€400 with Hawaiian Airlines).
- Buy a used car (€15,000–€25,000 for a Toyota RAV4 or Honda CR-V)—public transit is unreliable (TheBus covers 60% of routes, but commutes take 2x longer than driving).
#### Month 1: Settle In & Build Routines (€2,000–€4,000)
- Sign a 1-year lease (€2,500–€3,500/month for a 1-bedroom in Kaka’ako or Ala Moana). Avoid lease clauses with “no pets” (Hawaii has strict emotional support animal laws) or “no sublets” (many expats leave after 6 months).
- Enroll in healthcare: HMSA (€400–€600/month for a PPO plan) or Kaiser Permanente (€350–€500/month). Get a physical (€200–€400) and dental cleaning (€150) at Queen’s Medical Center.
- Join 3 local groups:
- Honolulu Digital Nomads (Facebook, €0) for coworking meetups.
- Hawaii Hiking Meetup (€20/year) for trail buddies.
- Aloha Toastmasters (€100/year) for networking.
- Stock your pant
