Your Comprehensive, Data-Driven Handbook for a Secure and Affordable Retirement in South America’s Hidden Gem
Table of Contents
- Why Retire in Asunción, Paraguay?
- Retirement Visa Options for Paraguay (2026)
- Monthly Budget Breakdown for Retirees (2026 Prices in EUR)
- Healthcare in Asunción: Quality, Insurance, and Costs
Health insurance for retirees abroad: SafetyWing offers affordable international coverage starting at $45/month — no age limit surprises, covers 180+ countries.
- Safety for Elderly Retirees in Asunción
- Expat Community & Social Life: Clubs, Activities, and Integration
- Banking for Retirees: Opening Accounts, Transfers, and Digital Banking
- Tax Implications for Retirees in Paraguay (Pension Taxation & Double Taxation Treaties)
- Cost Comparison: Asunción vs. US, UK, and Australia
- Best Neighborhoods for Retirees in Asunción
- Accessibility & Infrastructure: Transport, Walkability, and Senior-Friendly Amenities
- Climate Suitability for Retirees: Seasons, Humidity, and Health Considerations
- Final Verdict: Is Asunción the Right Retirement Destination for You?
1. Why Retire in Asunción, Paraguay?
Asunción, the capital of Paraguay, is one of South America’s most underrated retirement destinations. By 2026, it has solidified its reputation as a low-cost, high-quality haven for expat retirees, offering:
✅ Affordable living – A comfortable retirement on €1,200–€2,500/month (vs. €3,000+ in Europe/US).
✅ Favorable tax policies – Zero tax on foreign pensions and low property taxes.
✅ Stable economy – Paraguay has had consistent GDP growth (3–4% annually) and a strong currency (Guaraní, PYG).
✅ Excellent healthcare – High-quality private hospitals (comparable to US standards) at a fraction of the cost.
✅ Warm, welcoming culture – Paraguayans are friendly, patient with foreigners, and expat communities are growing.
✅ Strategic location – Direct flights to Miami, São Paulo, Buenos Aires, and Madrid (via LATAM, Air Europa).
✅ Safety improvements – Lower violent crime than most Latin American capitals (safer than Rio, Bogotá, or Caracas).
Who Should Retire in Asunción?
✔ Budget-conscious retirees (those looking to stretch their pension).
✔ Healthcare-dependent retirees (affordable, high-quality medical care).
✔ Nature lovers (close to the Paraguayan Chaco, Iguazu Falls, and Jesuit Ruins).
✔ Expat seekers (growing communities from the US, Europe, and Argentina).
✔ Tax optimizers (those looking to legally reduce tax burdens).
Who Should Avoid Asunción?
❌ Those who dislike humidity (summers can be hot and sticky).
❌ Urban avoiders (Asunción is a city of 3M+ people—not a quiet village).
❌ Luxury seekers (high-end services exist but are not as polished as Miami or Dubai).
❌ Non-Spanish speakers (while many expats get by with English, Spanish is essential for daily life).
2. Retirement Visa Options for Paraguay (2026)
Paraguay offers one of the easiest and most affordable retirement visas in the world. The Pensionado Visa (Retirement Visa) is the most popular, but other options exist.
Option 1: Pensionado Visa (Retirement Visa)
Requirements:
- Minimum monthly pension income: €1,000 (or equivalent in USD).
- Proof of income (pension statement, 401k withdrawals, annuities).
- Clean criminal record (FBI check for US citizens, DBS for UK).
- Health insurance (local or international coverage).
- Notarized documents (birth certificate, marriage certificate if applicable).
Process:
- Apply at a Paraguayan consulate (Miami, Madrid, Buenos Aires, or São Paulo).
- Submit documents (translated into Spanish by a certified translator).
- Pay visa fee: ~€200 (varies slightly by consulate).
- Receive temporary residency (1 year).
- After 1 year, apply for permanent residency.
- After 3 years, apply for citizenship (if desired).
Benefits:
✔ No tax on foreign pensions.
✔ Right to work (though most retirees don’t).
✔ Access to local healthcare & banking.
✔ Path to citizenship (after 3 years).
Processing Time: 3–6 months (varies by consulate).
Option 2: Rentista Visa (Passive Income Visa)
If you don’t have a pension but have passive income (rental properties, dividends, royalties), you can apply for a Rentista Visa.
Requirements:
- Minimum monthly passive income: €1,500 (or €18,000/year).
- Proof of income (bank statements, rental agreements, investment statements).
- Same document requirements as Pensionado Visa.
Process & Benefits: Similar to the Pensionado Visa.
Option 3: Investor Visa (Residency by Investment)
If you want to invest in Paraguay, you can get residency by:
- Buying property (€50,000+).
- Investing in a Paraguayan business (€30,000+).
- Depositing €10,000 in a Paraguayan bank (held for 3 years).
Benefits:
✔ Fast-track residency (6–12 months).
✔ No income requirement.
✔ Path to citizenship in 3 years.
Option 4: Family Reunification Visa
If your spouse or children are Paraguayan citizens/residents, you can apply for residency through family ties.
Visa Costs (2026 Estimates)
| Expense | Cost (EUR) |
|---|---|
| Visa application fee | €200–€300 |
| Document translation (per page) | €10–€20 |
| FBI/DBS background check | €50–€100 |
| Health insurance (first year) | €600–€1,200 |
| Legal fees (optional) | €500–€1,500 |
| Total (approx.) | €1,400–€3,000 |
Pro Tip:
- Use a local immigration lawyer (recommended for smooth processing).
- Apply at the consulate in Miami or Madrid (faster than in-country applications).
3. Monthly Budget Breakdown for Retirees (2026 Prices in EUR)
Asunción is one of the most affordable capital cities in the Americas. Below is a detailed monthly budget for a comfortable, middle-class retirement (not luxury, not frugal).
A. Housing (Rent) – €500–€1,500/month
| Type | Location | Size | Price (EUR/month) |
|---|---|---|---|
| Apartment (1-bed) | Downtown (Microcentro) | 50–70 m² | €400–€700 |
| Apartment (2-bed) | Downtown | 80–100 m² | €600–€1,000 |
| Apartment (1-bed) | Villa Morra (upscale) | 60–80 m² | €700–€1,200 |
| Apartment (2-bed) | Villa Morra | 90–120 m² | €1,000–€1,500 |
| House (3-bed) | Lambaré (suburb) | 150–200 m² | €800–€1,400 |
| Luxury Condo (3-bed) | Carmelitas | 180–250 m² | €1,500–€2,500 |
Best for Retirees:
- Villa Morra (safe, walkable, expat-friendly).
- Carmelitas (upscale, quiet, near shopping).
- Lambaré (suburban, more space, lower prices).
Utilities (Monthly):
| Utility | Cost (EUR) |
|---|---|
| Electricity (AC-heavy) | €80–€150 |
| Water | €10–€20 |
| Internet (50–100 Mbps) | €30–€50 |
| Mobile Plan (unlimited) | €10–€20 |
| Total Utilities | €130–€240 |
B. Food & Groceries – €200–€500/month
Paraguay has cheap, high-quality produce (thanks to its agricultural economy).
| Expense | Cost (EUR/month) |
|---|---|
| Local supermarket (Superseis, Stock) | €150–€250 |
| Imported goods (Walmart, Real) | €50–€100 |
| Eating out (mid-range restaurants) | €100–€200 |
| Coffee & snacks (cafés) | €30–€50 |
| Total Food Budget | €330–€600 |
Sample Grocery Prices (2026):
| Item | Price (EUR) |
|---|---|
| 1 kg rice | €0.80 |
| 1 kg chicken breast | €3.50 |
| 1 kg beef (local) | €5.00 |
| 1 liter milk | €0.90 |
| 12 eggs | €2.00 |
| 1 kg apples | €1.50 |
| 1 kg tomatoes | €1.20 |
| Bottle of wine (local) | €4.00–€8.00 |
| Bottle of wine (imported) | €10.00–€20.00 |
Eating Out Costs:
| Meal Type | Price (EUR) |
|---|---|
| Local lunch (menú del día) | €4–€7 |
| Mid-range restaurant (3-course) | €10–€20 |
| Fast food (McDonald’s) | €5–€7 |
| Coffee (Starbucks equivalent) | €2–€4 |
| Beer (local, bar) | €1.50–€3 |
| Cocktail (upscale bar) | €5–€10 |
C. Healthcare – €50–€200/month
Paraguay has a two-tier healthcare system:
- Public healthcare (free but slow and underfunded).
- Private healthcare (high-quality, affordable, expat-preferred).
#### Health Insurance Options (2026)
| Provider | Coverage | Monthly Cost (EUR) |
|---|---|---|
| Unimed (local) | Full private coverage | €80–€150 |
| Sanatorio Migone | Private hospital plan | €100–€180 |
| Allianz Care (international) | Global coverage | €150–€300 |
| Cigna Global | Premium expat plan | €200–€400 |
Out-of-Pocket Costs (Without Insurance):
| Service | Cost (EUR) |
|---|---|
| Doctor visit (general) | €20–€50 |
| Specialist visit | €40–€100 |
| Dental cleaning | €30–€60 |
| Dental filling | €50–€120 |
| Emergency room visit | €100–€300 |
| Hospital stay (per night) | €100–€300 |
| MRI scan | €200–€400 |
Best Private Hospitals in Asunción:
- Sanatorio Migone (best for expats, English-speaking doctors).
- Hospital Americano (high-end, US-standard care).
- Sanatorio Italiano (affordable, good reputation).
- Clínica del Sol (orthopedics & cardiology).
Pro Tip:
- Get a local private insurance plan (Unimed or Sanatorio Migone) for €80–€150/month.
- Keep an emergency fund (€5,000–€10,000) for unexpected medical costs.
D. Transportation – €50–€200/month
Asunción is not a walkable city—most retirees use a mix of taxis, Uber, and buses.
| Expense | Cost (EUR/month) |
|---|---|
| Uber/Taxi (daily use) | €100–€200 |
| Public bus (single ticket) | €0.30–€0.50 |
| Monthly bus pass | €15–€25 |
| Car rental (per month) | €300–€600 |
| Gasoline (1 liter) | €0.80–€1.00 |
| Parking (monthly) | €20–€50 |
Best Transport Options:
✔ Uber (safe, affordable, widely used).
✔ Public buses (cheap but crowded and unreliable).
✔ Taxis (negotiate prices in advance).
✔ Renting a car (only if you drive frequently).
Pro Tip:
- Most retirees don’t own a car—Uber is cheap and convenient.
- Avoid driving at night (poor lighting, aggressive drivers).
E. Entertainment & Lifestyle – €100–€400/month
| Expense | Cost (EUR/month) |
|---|---|
| Gym membership | €20–€50 |
| Yoga/Pilates class | €5–€15 per session |
| Cinema ticket | €4–€7 |
| Concert/theater ticket | €10–€30 |
| Golf club membership | €50–€150 |
| Weekend trips (Iguazu, Encarnación) | €50–€200 |
| Total Lifestyle Budget | €100–€400 |
F. Miscellaneous – €100–€300/month
| Expense | Cost (EUR/month) |
|---|---|
| Housekeeper (part-time) | €80–€150 |
| Gardener (if applicable) | €50–€100 |
| Internet & TV (cable) | €30–€60 |
| Home security system | €20–€50 |
| Visa renewals/legal fees | €20–€100 |
| Total Miscellaneous | €100–€300 |
G. Total Monthly Budget for Retirees (2026)
| Lifestyle | Monthly Budget (EUR) |
|---|---|
| Frugal (shared apartment, local food, public transport) | €800–€1,200 |
| Comfortable (1-bed apartment, private healthcare, Uber, eating out) | €1,500–€2,500 |
| Luxury (2-bed condo, premium healthcare, car, frequent travel) | €3,000–€5,000 |
Sample Comfortable Budget (€2,000/month):
| Category | Cost (EUR) |
|---|---|
| Rent (1-bed, Villa Morra) | €800 |
| Utilities | €200 |
| Groceries | €300 |
| Eating out | €200 |
| Healthcare (insurance) | €120 |
| Transportation (Uber) | €150 |
| Entertainment | €150 |
| Miscellaneous | €80 |
| Total | €2,000 |
4. Healthcare in Asunción: Quality, Insurance, and Costs
Paraguay’s healthcare system is divided into public and private sectors.
A. Public Healthcare (Free but Limited)
- Funded by the government (Ministerio de Salud Pública).
- Free for citizens and legal residents.
- Pros:
- No cost for basic care.
- Some specialized treatments available.
- Cons:
- Long wait times (months for non-emergencies).
- Outdated equipment in many hospitals.
- Language barrier (few English-speaking doctors).
- Overcrowded (not ideal for retirees).
Best Public Hospitals:
- Hospital de Clínicas (Asunción).
- Hospital Nacional (Asunción).
Verdict: Not recommended for retirees (unless on a very tight budget).
B. Private Healthcare (Expat-Preferred)
Private healthcare in Asunción is high-quality, affordable, and expat-friendly.
#### Best Private Hospitals (2026)
| Hospital | Specialty | Cost (EUR) | Notes |
|---|---|---|---|
| Sanatorio Migone | General, cardiology, orthopedics | €50–€200 per visit | Best for expats, English-speaking doctors |
| Hospital Americano | High-end, US-standard care | €80–€300 per visit | Most expensive, best equipment |
| Sanatorio Italiano | General, pediatrics, surgery | €40–€150 per visit | Good reputation, affordable |
| Clínica del Sol | Orthopedics, sports medicine | €60–€200 per visit | Best for joint/back issues |
| Instituto de Previsión Social (IPS) | Public-private hybrid | €30–€100 per visit | Cheaper but slower |
#### Health Insurance Options (2026)
| Provider | Coverage | Monthly Cost (EUR) | Best For |
|---|---|---|---|
| Unimed | Full private coverage | €80–€150 | Local retirees, good value |
| Sanatorio Migone Plan | Hospital-specific | €100–€180 | Those who prefer Migone |
| Allianz Care | International coverage | €150–€300 | Expats who travel often |
| Cigna Global | Premium global plan | €200–€400 | High-net-worth retirees |
| Sancor Salud | Local + regional | €90–€200 | Those who visit Argentina/Uruguay |
Pro Tip:
- Unimed is the most popular among expat retirees (good coverage, affordable).
- Always confirm if your plan covers pre-existing conditions (some have waiting periods).
- Keep an emergency fund (€5,000–€10,000) for unexpected costs.
C. Pharmacies & Medications
- Pharmacies (Farmacias) are widely available (even in small neighborhoods).
- Many medications are cheaper than in the US/Europe.
- No prescription needed for most common drugs (but check with a doctor first).
Sample Medication Prices (2026):
| Medication | Price (EUR) |
|---|---|
| Ibuprofen (20 tablets) | €1.50 |
| Paracetamol (20 tablets) | €1.00 |
| Omeprazole (14 capsules) | €3.00 |
| Insulin (1 vial) | €20–€40 |
| Blood pressure meds (monthly) | €5–€15 |
| Viagra (4 tablets) | €10–€20 |
Pro Tip:
- Bring a 3–6 month supply of prescription meds when moving.
- Check if your meds are available in Paraguay (some US/EU drugs are not sold here).
5. Safety for Elderly Retirees in Asunción
Asunción is safer than most Latin American capitals (e.g., Bogotá, Caracas, Rio), but petty crime and scams exist.
A. Crime Statistics (2026)
| Crime Type | Asunción Rate (per 100k) | Comparison (US/EU) |
|---|---|---|
| Homicide | 5.2 | Lower than US (6.3), EU (1.0) |
| Robbery | 350 | Higher than EU (100), lower than Brazil (500) |
| Burglary | 200 | Higher than EU (50), lower than Argentina (300) |
| Car theft | 150 | Higher than EU (30), lower than Mexico (250) |
Safest Neighborhoods for Retirees:
- Villa Morra (upscale, expat-heavy, 24/7 security).
- Carmelitas (quiet, gated communities, low crime).
- San Bernardino (lakeside, touristy, well-patrolled).
- Lambaré (suburban, family-friendly, lower crime).
- Mburicaó (new developments, gated, safe).
Most Dangerous Areas (Avoid at Night):
❌ Chacarita (slums, high crime).
❌ La Chacarita (drug trafficking).
❌ Botánico (petty theft, muggings).
❌ Loma Pyta (gang activity).
B. Safety Tips for Retirees
✅ Avoid walking alone at night (even in safe areas).
✅ Use Uber or trusted taxis (never hail a random taxi).
✅ Don’t flash valuables (phones, jewelry, cameras).
✅ Keep car doors locked (smash-and-grab thefts happen).
✅ Use a money belt (pickpocketing in crowded areas).
✅ Install a home security system (€200–€500 one-time cost).
✅ Avoid political protests (can turn violent).
✅ Learn basic Spanish (helps in emergencies).
Pro Tip:
- Join expat Facebook groups (e.g., "Expats in Paraguay") for real-time safety updates.
- Get a local SIM card (Tigo or Personal) for emergencies.
6. Expat Community & Social Life: Clubs, Activities, and Integration
Asunción has a growing expat community, with retirees from the US, Europe, Argentina, and Brazil.
A. Expat Clubs & Social Groups
| Group | Description | Contact |
|---|---|---|
| Asunción Expats | Facebook group (10K+ members) | [Facebook](https://www.facebook.com/groups/asuncionexpats) |
| Paraguay Expats | WhatsApp/Telegram groups | Ask in Facebook groups |
| American Society of Paraguay | US expats, social events | [Website](https://www.americansociety.org.py) |
| British & Commonwealth Society | UK/Australia/NZ expats | [Facebook](https://www.facebook.com/BritishSocietyPY) |
| Hash House Harriers | Running/social club | [Website](https://www.paraguayhash.com) |
| Rotary Club Asunción | Charity & networking | [Website](https://www.rotary.org.py) |
| International Women’s Club | Social & charity events | [Facebook](https://www.facebook.com/IWCAsuncion) |
B. Activities for Retirees
| Activity | Cost (EUR) | Notes |
|---|---|---|
| Golf (Asunción Golf Club) | €30–€60 per round | Beautiful course, expat-friendly |
| Tennis (Club Internacional) | €10–€20 per hour | Social leagues available |
| Yoga/Pilates (Studio 360) | €5–€15 per class | English-speaking instructors |
| Language Exchange (Meetup) | Free–€10 | Great for Spanish practice |
| Salsa/Bachata Classes | €5–€15 per class | Fun way to meet locals |
| Book Clubs (Café Literario) | Free–€5 | Spanish & English options |
| Volunteering (Techo, Un Techo) | Free | Helping low-income communities |
| Weekend Trips (Iguazu, Encarnación) | €50–€200 | Organized by expat groups |
C. Learning Spanish
- Most Paraguayans speak Guaraní (indigenous language) and Spanish.
- English is not widely spoken (except in expat areas).
- Best Spanish Schools:
- Centro Cultural Paraguayo Americano (CCPA) – €100–€200/month.
- Instituto Cultural Paraguayo Alemán (ICPA) – €80–€150/month.
- Private Tutors – €8–€15/hour.
Pro Tip:
- Take classes before moving (Duolingo, Babbel).
- Practice with locals (Paraguayans are patient with learners).
7. Banking for Retirees: Opening Accounts, Transfers, and Digital Banking
Paraguay has a modern banking system, but opening an account as a foreigner can be tricky.
A. Best Banks for Expats (2026)
| Bank | Pros | Cons | Min. Deposit (EUR) |
|---|---|---|---|
| Banco Itaú | Best for expats, English support | Higher fees | €500 |
| Banco Regional | Low fees, good online banking | Limited English | €200 |
| Banco Continental | Wide ATM network | Slow customer service | €300 |
| Sudameris Bank | Good for USD accounts | Higher min. balance | €1,000 |
| Banco Nacional de Fomento (BNF) | Government-backed, low fees | Slow processes | €100 |
B. How to Open a Bank Account as a Retiree
Requirements:
✔ Passport + residency visa.
✔ Proof of address (utility bill, rental contract).
✔ Proof of income (pension statement, bank reference).
✔ Tax ID (RUC) – Can be obtained at SET (Subsecretaría de Estado de Tributación).
✔ Minimum deposit (varies by bank, €100–€1,000).
Process:
- Get your RUC (Tax ID) at SET (takes 1–2 days).
- Choose a bank (Itaú or Regional are best for expats).
- Submit documents (some banks require an in-person visit).
- Wait 1–2 weeks for account approval.
- Receive debit card & online banking access.
Pro Tip:
- Bring a Spanish-speaking friend if your Spanish is limited.
- Ask for a USD account (useful for international transfers).
C. International Money Transfers
| Service | Fee | Speed | Best For |
|---|---|---|---|
| [Wise](https://wise.com/invite/dic/alessandrob1684) (TransferWise) | 0.5–1% | 1–2 days | Low fees, good exchange rates |
| Remitly | 1–3% | Instant–1 day | Fast, good for USD transfers |
| Western Union | 3–5% | Instant | Emergency cash pickup |
| Bank Transfer (SWIFT) | €20–€50 | 3–5 days | Large transfers (>€5,000) |
| Crypto (Binance, Bitso) | 0.1–1% | Instant | Tech-savvy retirees |
Pro Tip:
- Wise is the best for regular transfers (low fees, great rates).
- Avoid Western Union for large amounts (high fees).
D. Digital Banking & Credit Cards
- Most expats use Wise or Revolut for international spending.
- Local credit cards (Visa/Mastercard) are widely accepted.
- ATMs charge €2–€5 per withdrawal (use Itaú or Regional for lower fees).
Best Credit Cards for Expats:
| Card | Annual Fee (EUR) | Benefits |
|---|---|---|
| Itaú Visa Infinite | €200 | Travel insurance, lounge access |
| Regional Mastercard Gold | €50 | Low fees, cashback |
| Wise Debit Card | €7 (one-time) | Best exchange rates |
| Revolut Metal | €15/month | Free ATM withdrawals, travel perks |
8. Tax Implications for Retirees in Paraguay (Pension Taxation & Double Taxation Treaties)
Paraguay has one of the most favorable tax systems for retirees.
A. Tax Residency Rules
- You become a tax resident if you spend >183 days/year in Paraguay.
- Tax residents are taxed on worldwide income.
- Non-residents are taxed only on Paraguayan-sourced income.
B. Pension Taxation (2026)
✅ Foreign pensions are tax-exempt in Paraguay.
✅ No capital gains tax on foreign investments.
✅ No inheritance tax.
✅ No wealth tax.
What is Taxed?
| Income Type | Tax Rate |
|---|---|
| Local employment income | 10% (progressive up to 25%) |
| Rental income (local property) | 10% |
| Capital gains (local investments) | 10% |
| Dividends (local companies) | 5–10% |
Pro Tip:
- Keep your pension in your home country (no need to transfer to Paraguay).
- Consult a tax advisor (some countries tax worldwide income, e.g., US).
C. Double Taxation Treaties (2026)
Paraguay has double taxation agreements (DTAs) with:
| Country | Treaty Status | Notes |
|---|---|---|
| Spain | ✅ Yes | Avoids double taxation on pensions |
| Germany | ✅ Yes | Covers pensions, dividends, interest |
| France | ✅ Yes | Limited scope |
| Argentina | ✅ Yes | Covers most income types |
| Uruguay | ✅ Yes | Full DTA |
| Brazil | ❌ No | No treaty (but low taxes anyway) |
| US | ❌ No | US citizens must file US taxes |
| UK | ❌ No | UK taxes worldwide income |
| Australia | ❌ No | Australia taxes worldwide income |
Pro Tip:
- If your country has a DTA with Paraguay, you may avoid double taxation.
- US citizens must still file US taxes (but can use Foreign Earned Income Exclusion).
9. Cost Comparison: Asunción vs. US, UK, and Australia
Asunción is significantly cheaper than Western countries for retirees.
A. Monthly Retirement Budget Comparison (2026)
| City | Comfortable Budget (EUR) | Luxury Budget (EUR) |
|---|---|---|
| Asunción, Paraguay | €1,500–€2,500 | €3,000–€5,000 |
| Miami, USA | €3,500–€5,000 | €6,000–€10,000 |
| London, UK | €3,000–€4,500 | €5,000–€8,000 |
| Sydney, Australia | €3,200–€4,800 | €5,500–€9,000 |
| Madrid, Spain | €2,000–€3,500 | €4,000–€6,000 |
| Lisbon, Portugal | €1,800–€3,000 | €3,500–€5,500 |
B. Cost of Living Comparison (2026)
| Expense | Asunción (EUR) | Miami (EUR) | London (EUR) | Sydney (EUR) |
|---|---|---|---|---|
| 1-bed apartment (city center) | €500 | €2,000 | €2,200 | €2,100 |
| Utilities (monthly) | €150 | €200 | €250 | €220 |
| Groceries (monthly) | €250 | €400 | €350 | €450 |
| Eating out (mid-range) | €10–€20 | €20–€40 | €25–€50 | €25–€50 |
| Public transport (monthly) | €20 | €100 | €180 | €150 |
| Health insurance (private) | €100 | €300 | €250 | €350 |
| Gym membership | €30 | €50 | €60 | €60 |
| Cinema ticket | €5 | €12 | €15 | €14 |
Key Takeaways:
✔ Asunción is 50–70% cheaper than Miami, London, or Sydney