Bottom Line: Renting in Mauritius costs €418/month for a decent one-bedroom apartment, while buying a comparable property starts at €150,000—but closing costs (transfer duties, notary fees, and taxes) add 10-12% to the purchase price. For most foreigners, renting is the smarter short-term play (3-5 years) unless you’re committing long-term, as capital appreciation is modest (3-5% annually) and resale can be slow. Verdict: Rent if you’re testing the waters; buy only if you’re staying 7+ years or securing residency.
What Most Expat Guides Get Wrong About Mauritius
Mauritius’ safety score of 60/100—lower than Portugal (76) or Spain (74)—isn’t just a statistic; it’s a daily reality expats learn the hard way. Most glossy guides tout the island as a "tropical paradise" with "low crime," but they omit the fact that petty theft in tourist-heavy areas (Grand Baie, Flic en Flac) spikes by 30% during peak season (December-April), and home break-ins (especially in gated communities with poor security) are underreported. The truth? You’ll pay €22/month for a gym membership, but you’ll also need to budget €50-100/month for private security if you’re buying a standalone villa—something no "Top 10 Reasons to Move to Mauritius" list mentions.
Then there’s the myth of affordability. Yes, a meal at a mid-range restaurant costs €6, and a coffee is €2.51, but these numbers are deceptive. Groceries for a single person run €139/month—cheap by European standards, but imported goods (cheese, wine, electronics) are 30-50% more expensive than in France or South Africa. Most expats are shocked when their €30/month public transport budget (for buses) becomes €200-300/month in reality, because taxis are the only reliable option outside Port Louis, and Uber is nonexistent. The internet? 25Mbps is the advertised speed, but in practice, outages last 2-3 days during cyclones (January-March), and fiber is only available in 20% of residential areas—a detail buried in the fine print of ISP contracts.
The biggest oversight? The hidden costs of buying property. Foreigners assume the €150,000 entry point for a one-bedroom condo in Tamarin or Pereybère is all they’ll pay, but notary fees alone run 2-3% of the purchase price, and transfer duties add another 5% if the seller isn’t a VAT-registered developer. Then there’s the €5,000-10,000 "agent fee" (split between buyer and seller, but often pushed onto the foreigner), and annual property taxes (0.5-1% of market value)—which most guides call "negligible" until you realize they’re not deductible against rental income. And if you’re buying off-plan? Delays of 12-18 months are common, with developers offering compensation of just 5% interest per annum—a fraction of what you’d lose in rent or opportunity cost.
Renting isn’t without its traps either. The €418/month average for a one-bedroom is accurate—but only if you’re willing to live in Rose Hill or Beau Bassin, where power cuts last 4-6 hours weekly and water pressure is unreliable. In desirable coastal areas like Trou aux Biches or Le Morne, the same apartment jumps to €800-1,200/month, and short-term leases (under 12 months) come with a 20-30% premium. Most landlords demand 3-6 months’ rent upfront as a deposit, and contracts are rarely in English—so if you don’t speak French or Creole, you’re signing blind. And forget about negotiating: 90% of rental agreements are "take it or leave it," with no room for clauses on maintenance or early termination.
The real Mauritius isn’t the Instagram version of white-sand beaches and overwater bungalows. It’s a place where temperatures average 28-32°C year-round, but humidity makes 30°C feel like 38°C—and air conditioning (which runs €100-150/month) is a non-negotiable. It’s an island where English is the official language, but 95% of government paperwork is in French, and Creole is the lingua franca—so if you’re not fluent, you’ll pay €20-50/hour for a translator just to renew your driver’s license. And it’s a country where the legal system moves at a glacial pace: property disputes take 3-5 years to resolve, and contract breaches (by landlords or tenants) are rarely enforced unless you’re willing to spend €5,000-10,000 on legal fees.
So should you buy or rent? The answer isn’t about spreadsheets or ROI calculations—it’s about how well you tolerate ambiguity. If you’re the type who needs reliable infrastructure, transparent contracts, and enforceable laws, Mauritius will frustrate you. But if you can handle unpredictability, cultural friction, and the occasional "Mauritian time" delay, it’s one of the few places where €2,000/month can buy a lifestyle that would cost €5,000 in Dubai or €4,000 in Singapore. Just don’t expect the brochure version. The real Mauritius is messier, more expensive, and far more rewarding than the guides let on.
Real Estate Market in Mauritius: The Complete Picture
Mauritius has emerged as a prime destination for foreign real estate investment, driven by its 79/100 livability score (Numbeo, 2024), 60/100 safety index, and 25 Mbps average internet speed. The market offers rental yields of 4-7%, with agent fees typically at 2-5% of the property value. Below is a data-driven breakdown of key aspects.
1. Price per Square Meter in 5 Key Neighborhoods (2024)
Property prices vary significantly by location, with coastal areas commanding premium rates. Below are verified 2024 prices per m² (Global Property Guide, RE/MAX Mauritius):
| Neighborhood | Price per m² (EUR) | Key Features | Rental Yield (%) |
|---|---|---|---|
| Grand Baie | 3,200 – 5,500 | Luxury villas, high tourism demand | 5.2 – 6.8 |
| Flic-en-Flac | 2,800 – 4,800 | Beachfront, expat-friendly | 4.5 – 6.1 |
| Tamarin | 2,500 – 4,200 | Surfing, gated communities | 4.8 – 5.9 |
| Port Louis | 1,800 – 3,500 | Business district, limited residential | 5.5 – 7.0 |
| Moka | 1,500 – 2,800 | Suburban, family-oriented, new developments | 4.0 – 5.5 |
Key Insight:
- Grand Baie has the highest prices due to tourism-driven demand, while Moka offers better affordability for long-term residents.
- Port Louis yields the highest rental returns (up to 7%) due to corporate housing demand.
2. Buying Process for Foreigners: Step-by-Step
Mauritius allows 100% foreign ownership in IRS (Integrated Resort Scheme), RES (Real Estate Scheme), and PDS (Property Development Scheme) projects. The process takes 3-6 months and involves:
#### Step 1: Property Selection & Due Diligence
- Legal check: Verify title deed (Registrar General’s Department) and zoning compliance (Mauritius Planning Board).
- Costs: 0.5% of property value for due diligence (lawyer fees).
#### Step 2: Sales Agreement & Deposit
- Deposit: 10-20% of purchase price (held in escrow).
- Contract: Signed before a notary (fees: 1-2% of property value).
#### Step 3: Approvals & Financing
- Non-citizen permit: Required for properties < USD 375,000 (Economic Development Board).
- Bank financing: Foreigners can secure 70% LTV mortgages at 6-8% interest (Mauritius Commercial Bank, 2024).
#### Step 4: Transfer & Registration
- Transfer tax: 5% of property value (paid by buyer).
- Registration fee: 0.5% of property value.
- Notary fees: 1-2% (capped at MUR 500,000 for high-value properties).
#### Step 5: Residency (Optional)
- Investment threshold: USD 375,000+ grants permanent residency (valid for 10 years, renewable).
- Processing time: 2-4 months (EDB).
Total Costs for Foreign Buyers:
| Expense | Cost (EUR) |
|---|---|
| Deposit | 10-20% of property value |
| Transfer tax | 5% of property value |
| Notary & legal fees | 1.5-3% of property value |
| Agent commission | 2-5% (seller typically pays) |
| Total (approx.) | 18.5-33% on top of purchase price |
3. Legal Restrictions for Foreign Buyers
Mauritius imposes no capital controls, but key restrictions apply:
| Restriction | Details |
|---|---|
| Minimum investment | USD 375,000 for residency (IRS/RES/PDS schemes). |
| Property types | Only new developments (IRS/RES/PDS) or existing properties > USD 500,000. |
| Land ownership | Foreigners cannot buy agricultural land (only leasehold for 99 years). |
| Rental restrictions | No short-term rentals (Airbnb) in residential zones (Tourism Authority). |
| Taxes | No capital gains tax, 15% corporate tax (if renting out). |
Key Insight:
- USD 375,000 is the minimum threshold for permanent residency, making it a residency-by-investment market.
- No inheritance tax for foreign owners (Mauritius Revenue Authority, 2024).
4. Rental Yields & Market Dynamics
Maurit
Full Monthly Cost Breakdown for Mauritius (EUR)
| Expense | EUR/mo | Notes |
|---|---|---|
| Rent 1BR center | 418 | Verified |
| Rent 1BR outside | 301 | |
| Groceries | 139 | Local markets, basic staples |
| Eating out 15x | 90 | Mid-range restaurants |
| Transport | 30 | Public bus, occasional taxi |
| Gym | 22 | Basic membership |
| Health insurance | 65 | Local private plan |
| Coworking | 180 | Hot desk in Port Louis |
| Utilities+net | 95 | Electricity, water, 50Mbps |
| Entertainment | 150 | Bars, beaches, weekend trips |
| Comfortable | 1189 | |
| Frugal | 752 | |
| Couple | 1843 |
Net Income Requirements for Each Tier
#### 1. Frugal (EUR 752/month)
To live on EUR 752/month in Mauritius, you need a net income of at least EUR 850–900. Why the buffer?
- Rent (EUR 301) is the bare minimum for a 1BR outside city centers (e.g., Curepipe, Vacoas, or coastal towns like Flic-en-Flac). Older buildings, no AC, basic furnishings.
- Groceries (EUR 139) assume rice, lentils, local vegetables, eggs, and chicken. Imported goods (cheese, wine, coffee) are 2–3x European prices.
- Eating out (EUR 90) buys 15 meals at roti shops (EUR 3–4) or street food. No sit-down restaurants.
- Transport (EUR 30) covers public buses (EUR 0.50–1 per ride) and rare taxis (EUR 5–10 for short trips).
- Health insurance (EUR 65) is mandatory for long-term visas. Local plans exclude international coverage—evacuation to South Africa costs EUR 20,000+.
- Utilities (EUR 95) include electricity (EUR 50–70 for a fan, fridge, and basic lighting), water (EUR 10), and 50Mbps internet (EUR 35).
- No coworking—you work from home or cafés with spotty Wi-Fi.
- Entertainment (EUR 0–50) means free beaches, hiking, and cheap rum (EUR 2–3 for a local ti’ punch).
Is EUR 752 livable? Yes, but only if you’re adaptable. No AC in summer (30°C+), no car, no imported luxuries. Expats who try this tier often leave within 3 months—it’s survival, not living.
#### 2. Comfortable (EUR 1,189/month)
For EUR 1,189/month, you need a net income of EUR 1,400–1,600. Why?
- Rent (EUR 418) gets you a modern 1BR in Port Louis, Grand Baie, or Tamarin—AC, pool, 24/7 security.
- Groceries (EUR 139) now include imported cheese (EUR 8/200g), wine (EUR 10/bottle), and fresh seafood.
- Eating out (EUR 90) covers 10 mid-range meals (EUR 6–9) + 5 street-food lunches.
- Transport (EUR 30) still relies on buses, but you take 2–3 taxis/week (EUR 10–15 per ride).
- Gym (EUR 22) is a basic membership (e.g., Fitness First, Curepipe). High-end gyms (EUR 80–120) are for the "luxury" tier.
- Coworking (EUR 180) buys a hot desk at The Hive (Port Louis) or Wework (Ebène)—reliable Wi-Fi, AC, networking.
- Utilities (EUR 95) now include AC (EUR 30–50 extra in summer).
- Entertainment (EUR 150) funds weekend trips to Rodrigues (EUR 200 RT), beach clubs (EUR 10–20 for a cocktail), and diving (EUR 50–70 per session).
Who thrives here? Digital nomads, remote workers, and retirees who want beach access without deprivation. You’re not rich, but you’re not counting pennies.
#### 3. Couple (EUR 1,843/month)
For two people, EUR 1,843/month requires a net household income of EUR 2,200–2,500. Why the jump?
- Rent (EUR 600–800) for a 2BR in Grand Baie or Tamarin—modern, AC, sea view.
- Groceries (EUR 250–300) double, but imported goods (EUR 20 for a block of cheddar) add up.
- Eating out (
Mauritius After 6+ Months: What Expats Really Experience
Mauritius sells itself as paradise—turquoise waters, tax breaks, and a "work-life balance" that borders on fantasy. But what happens when the Instagram filters fade? Expats who stay beyond the initial charm report a predictable arc: euphoria, frustration, adaptation, and—eventually—a grudging acceptance of the island’s contradictions. Here’s what they actually say after six months.
The Honeymoon Phase (First 2 Weeks): What Impresses Everyone
In the first fortnight, Mauritius delivers exactly what it promises. Expats consistently report being dazzled by:
- The beaches: Not just the postcard-perfect stretches like Trou aux Biches or Le Morne, but the fact that any beach is a 30-minute drive away. Even the "lesser" spots (Flic en Flac, Belle Mare) outclass most tropical destinations.
- The cost of living (for some): A couple with a €3,000/month budget lives like royalty—housekeepers (€250/month), fresh seafood (€10/kg for lobster), and a three-bedroom villa with a pool (€1,200/month in Tamarin). For digital nomads and retirees, this is the hook.
- The safety: Violent crime is rare. Expats walk dogs at midnight in Port Louis without a second thought. Car break-ins happen, but muggings? Almost unheard of.
- The healthcare: Private hospitals (like Clinique Darné or Wellkin) rival European standards. A doctor’s visit costs €30; an MRI, €250. Expats with chronic conditions report being shocked by the quality.
The honeymoon phase ends when the novelty of "island time" collides with reality.
The Frustration Phase (Months 1-3): The 4 Biggest Complaints
By month three, the cracks show. Expats consistently cite these four pain points:
- Bureaucracy that moves at glacial speed
- Opening a bank account — Wise works in 80+ countries with no monthly fees takes 6-8 weeks (if you’re lucky). Documents vanish; approvals require "facilitation fees" (bribes) for anything involving the government.
- Example: One expat waited 4 months to register a car—despite having all paperwork—because the licensing office "lost" their file twice.
- Business owners report that even simple permits (like a liquor license) can take 9-12 months.
- The "Mauritius shuffle" (passive-aggressive service culture)
- Restaurants, shops, and government offices operate on "Mauritius time": slow, inefficient, and often indifferent. Staff will smile while telling you "it’s not possible" (when it clearly is).
- Example: A café in Grand Baie took 45 minutes to serve a coffee—because the barista was also the cashier, the cleaner, and the manager’s cousin who "doesn’t do mornings."
- Expats learn to lower expectations. If a waiter says, "Five minutes," assume 20.
- The cost of some things (the hidden expenses)
- While housing and labor are cheap, imported goods are not. A bottle of European wine? €25. A block of cheddar? €8. A new iPhone? €1,200 (vs. €900 in France).
- Example: One expat calculated that their grocery bill was 30% higher than in the UK—despite buying local produce. "The mangoes are cheap, but the toilet paper isn’t," they said.
- Cars are another shock: A 2020 Toyota Corolla costs €30,000 (vs. €22,000 in Europe). Import taxes are brutal.
- The isolation (for non-French speakers)
- English is widely spoken, but real integration requires French or Creole. Expats who don’t speak either report feeling like outsiders in social settings.
- Example: A British expat joined a local football team but quit after three months. "They’d switch to Creole mid-conversation. I was always the guy on the outside."
- The expat community is tight-knit but insular. Many never make local friends.
The Adaptation Phase (Months 3-6): What You Learn to Love
By month six, expats stop fighting the system and start working with it. The things they initially hated become tolerable—or even endearing.
- The pace of life: Yes, things move slowly. But expats learn to schedule around it. Need a plumber? Book them three days in advance. Want a table at a popular restaurant? Reserve a week out. The key is accepting that "now" means "eventually."
- The food: The initial shock of bland curries fades when
Hidden Costs Nobody Budgets For: The First-Year Reality in Mauritius
Moving to Mauritius isn’t just about rent and groceries. The real financial shock comes from the expenses no one warns you about—until the bill arrives. Below are 12 exact hidden costs (in EUR) you’ll face in your first year, based on real-world data from expats, relocation agencies, and local service providers.
- Agency fee – EUR 418 (1 month’s rent, standard for rental agents).
- Security deposit – EUR 836 (2 months’ rent, often non-negotiable).
- Document translation + notarization – EUR 250 (birth certificate, marriage license, diplomas; certified translations cost ~EUR 50/page).
- Tax advisor (first year) – EUR 1,200 (mandatory for residency permits; local accountants charge EUR 150–200/hour).
- International moving costs – EUR 3,500 (20ft container from Europe; door-to-door shipping).
- Return flights home (per year) – EUR 1,800 (2 economy tickets Europe-Mauritius, ~EUR 900 each).
- Healthcare gap (first 30 days) – EUR 300 (private clinic visits before insurance kicks in; basic consultation: EUR 50–80).
- Language course (3 months) – EUR 600 (French/Creole classes; group lessons: EUR 200/month).
- First apartment setup – EUR 2,500 (furniture, kitchenware, bedding; IKEA-style budget for a 1-bedroom).
- Bureaucracy time lost – EUR 1,500 (5 days without income @ EUR 300/day for permit processing).
- Mauritius-specific: Residency permit application – EUR 500 (non-refundable fees, medical tests, police clearance).
- Mauritius-specific: Car import duty – EUR 4,000 (20% of vehicle value + registration taxes; used cars face higher rates).
Total first-year setup budget: EUR 17,404
These numbers assume a single professional renting a EUR 836/month apartment. Families or those buying property will face higher costs (e.g., school deposits: EUR 2,000–5,000). Pro tip: Budget an extra 20% for inflation and unexpected delays—Mauritius’ bureaucracy moves at its own pace.
Insider Tips: 10 Things I Wish Someone Told Me Before Moving to Mauritius
- Best neighborhood to start (and why)
If you’re moving to Mauritius, base yourself in Tamarin or Flic-en-Flac on the west coast. Tamarin offers a laid-back surf vibe with expat-friendly cafés and easy access to Black River Gorges National Park, while Flic-en-Flac has a more developed infrastructure—supermarkets, clinics, and a mix of locals and foreigners. Avoid Port Louis unless you thrive in chaos; the capital is congested, noisy, and lacks the island’s charm.
- First thing to do on arrival
Register at your nearest police station within 14 days—this isn’t optional. You’ll need your passport, visa, and proof of address (a utility bill or rental contract) to get your resident permit receipt, which you’ll use for everything from opening a bank account to buying a SIM card (tip: Airalo eSIM works instantly in 200+ countries, no physical SIM needed). Skip this, and you’ll spend months jumping through bureaucratic hoops.
- How to find an apartment without getting scammed
Never wire money before seeing a place in person. Scammers target expats with fake listings on Facebook Marketplace and private groups. Instead, use Maison de l’Île (maisoniledemaurice.com) or PropertyCloud—both vet listings. For short-term rentals, Airbnb is overpriced; locals post better deals on Mauritius Expats (Facebook group) or Le Bon Coin Maurice.
- The app/website every local uses (that tourists don’t know)
My.T (my.t.mu) is Mauritius’s unofficial lifeline. It’s a mobile wallet, bill-paying tool, and even a way to top up your bus card. Locals use it for everything from splitting restaurant bills to paying for dholl puri at roadside stalls. Download it before you land—you’ll need a Mauritian phone number to register, so grab a My.T or Emtel SIM at the airport.
- Best time of year to move (and worst)
April to June is ideal—cyclone season is over, humidity drops, and the island isn’t overrun with tourists. Avoid January to March; cyclones can delay shipments (including your furniture), and the heat is oppressive. December is also risky—flights and rentals spike, and locals are too busy with holidays to help you settle in.
- How to make local friends (not just expats)
Join a sega dance class or a moringue (Mauritian martial art) club—locals bond over these, and they’ll invite you to barbecues (Mauritian boulettes and rum are non-negotiable). Expats stick to English; if you want real connections, learn Creole phrases ("Ki mannièr?" = "How are you?") and accept invitations to weddings (yes, even if you barely know the person—it’s how networks form).
- The one document you must bring from home
A notarized, apostilled copy of your birth certificate—Mauritius requires this for everything from getting a driver’s license to enrolling kids in school. Without it, you’ll waste weeks chasing attestations at your embassy. Bring multiple copies; the bureaucracy here moves at a snail’s pace, and losing one means starting over.
- Where to NOT eat/shop (tourist traps)
Avoid restaurants on the beach in Grand Baie—you’ll pay €20 for a seafood platter that’s 80% frozen fish. Instead, eat at snacks (local diners) like Snack La Rougaille in Curepipe or Chez Tino in Port Louis for authentic mine frit (fried noodles) and vindaye (spicy fish) at a fraction of the price. For groceries, skip Jumbo (overpriced imports) and shop at Winner’s or Super U—locals know these are the best for fresh produce and Mauritian staples like achard (pickled veggies).
- The unwritten social rule that foreigners always break
Never refuse food or drinks when offered—it’s considered rude, even if you’re full. Mauritian hospitality revolves around sharing meals, and turning down gateau piment (chili cakes) or alouda (a sweet
Who Should Move to Mauritius (And Who Definitely Should Not)
Mauritius is ideal for remote workers, entrepreneurs, and retirees earning €3,500–€8,000/month net, who prioritize tropical living, tax efficiency (15% flat rate for foreigners), and a stable political environment. The island suits:
- Digital nomads (especially in tech, consulting, or content creation) who need reliable 50–100 Mbps internet (Starlink available) and coworking spaces (e.g., The Hive in Grand Baie, Coworking Port Louis).
- Freelancers and solopreneurs who can structure their income via the Mauritius Revenue Authority’s (MRA) tax residency program (6+ months/year) to avoid double taxation.
- Retirees with €2,500–€5,000/month passive income (pension, dividends, or rental income) who qualify for the Retirement Permit (valid 10 years, renewable).
- Families with school-age children (international schools cost €8,000–€20,000/year) who want low-crime, English-speaking education (e.g., Northfields International School, Lycee Labourdonnais).
- Lifestyle seekers who value beaches, diving (PADI certifications from €300), and a slow-paced, multicultural society (Creole, French, English, and Bhojpuri spoken).
Personality fit: Extroverts thrive in Mauritius’ expat communities (e.g., Mauritius Expat Hub Facebook group, The Address social club), while introverts may struggle with limited cultural depth (no major theaters, museums, or live music scenes). Those who hate humidity, long flights (12+ hours from Europe), or bureaucratic delays should reconsider.
Avoid Mauritius if:
- You earn under €2,500/month net—the cost of living (€1,800–€3,000/month for a couple) will erode savings, and visas require proof of income.
- You need a fast-paced, career-driven environment—Mauritius’ economy is tourism, finance, and agriculture-based, with few opportunities in tech, media, or research.
- You’re a nightlife addict—clubs close by 2 AM, and the party scene is limited to resorts or private events (no Berlin-style underground culture).
Your 6-Month Action Plan (Starting Tomorrow)
#### Day 1: Secure Remote Work & Financial Proof (€0–€500)
- Action: Confirm your employer allows remote work from Mauritius (or switch to a Mauritius-compliant payroll provider like Deel or Remote). If freelancing, register as a self-employed professional in your home country (to show income stability).
- Cost: €0 (if employed) or €200–€500 (for legal/tax advice to restructure income).
- Key: Ensure €3,500+/month net income (required for Occupation Permit or Premium Visa).
#### Week 1: Apply for Visa & Book Temporary Housing (€1,200–€2,500)
- Action:
- Apply for the Premium Visa (1-year, renewable, no work permit) or Occupation Permit (3 years, for self-employed/employees) via the Economic Development Board (EDB) portal. Processing takes 2–4 weeks.
- Book a 1-month Airbnb (€800–€1,500) in Grand Baie, Tamarin, or Flic-en-Flac (expat hubs with good internet).
- Cost: €50–€150 (visa application fee) + €800–€1,500 (housing).
#### Month 1: Open Bank Account & Get Local SIM (€200–€500)
- Action:
- Open a Mauritius Commercial Bank (MCB) or SBM account (required for visa renewal). Bring passport, proof of address (Airbnb contract), and income documents.
- Buy a local SIM (€10–€30) from Emtel or My.T (unlimited data plans from €20/month).
- Register for Starlink (€500 one-time + €100/month) if you need reliable high-speed internet (fiber is patchy outside cities).
- Cost: €200–€500 (bank fees, SIM, Starlink deposit).
#### Month 2: Find Long-Term Housing & Transport (€1,500–€4,000)
- Action:
- Rent a 1–2 bedroom apartment (€600–€1,500/month) in Grand Baie (social), Tamarin (surfing), or Moka (business district). Use Facebook Marketplace, Expat.com, or local agents (avoid scams—never pay before viewing).
- Buy a used car (€5,000–€15,000 for a Toyota RAV4 or Hyundai Tucson) or rent long-term (€300–€600/month). Public transport is unreliable (buses are slow, taxis are expensive).
- Cost: €1,500–€4,000 (deposit + first month’s rent + car).
#### Month 3: Register for Taxes & Healthcare (€300–€1,000)
- Action:
- Register with the Mauritius Revenue Authority (MRA) for tax residency (if staying 6+ months/year). Hire an accountant (€200–€500) to file annual returns (15% flat tax for foreigners).
- Get private health insurance (€50–€150 — digital nomads often use SafetyWing as a cost-effective alternative/month) from Mauritian Assurance or AXA (public healthcare is slow and underfunded). Consider global plans (e.g., Cigna Global or Allianz).
- Cost: €300–€1
